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ORD NO 18-1989 ORDINANCE NO./O-/ j,Q 7 AN ORDINANCE AUTHORIZING THE CONSTRUCTION OF EXTENSIONS, BETTERMENTS AND IMPROVEMENTS TO THE WATER SYSTEM OF THE CITY OF VAN BUREN, ARKANSAS; AUTHORIZING THE ISSUANCE AND SALE OF WATER AND SEWER REVENUE REFUNDING AND CONSTRUCTION BONDS; PROVIDING FOR THE PAYMENT OF THE PRINCIPAL OF AND INTEREST ON THE BONDS; PRESCRIBING OTHER MATTERS RELATING THERETO; AND DECLARING AN EMERGENCY. WHEREAS, the City of Van Buren, Arkansas (the "City owns and operates a Waterworks System and a Sewer System, which are operated as a single, integrated municipal undertaking (the "System and WHEREAS, the System is operated on behalf of the City by the Van Buren Water and Sewer Commission (the "Commission and WHEREAS, the City Council and the Commission have determined that extensions, betterments and improvements to the water facilities of the System (the "improvements are necessary in order to make the services thereof adequate for the needs of the City and have caused to be prepared by a qualified consulting engineer, general plans for the improvements, which plans have been examined and approved by the City Council and the Commission and a copy of which plans are on file in the office of the City Clerk where they may be inspected by any interested person; and WHEREAS, the City Council and the Commission have also determined that in order to receive debt service savings it is in the best interest of the City to refund the City's outstanding Water and Sewer Revenue Refunding and Improvement Bonds, dated September 1, 1978 (the "1978 Bonds authorized by Ordinance No. 31 -1978, adopted and approved on August 31, 1978 (the "1978 Ordinance and WHEREAS, the estimated cost of accomplishing the improvements and the refunding of the 1978 Bonds (the "refunding funding a debt service reserve and paying expenses of authorizing and issuing bonds is $3,447,000; and WHEREAS, the City can obtain the necessary funds for paying the costs of the improvements, the refunding and authorizing and issuing the bonds and for funding a debt service reserve by the issuance of Water and Sewer Revenue Refunding and IP Construction Bonds, Series 1989, in the principal amount of $3,070,000 (the "bonds and from available funds of the City; and WHEREAS, the City has made arrangements for the sale of $3,070,000 in aggregate principal amount of bonds to T.J. Raney Sons, a division of Morgan Keegan Company, Inc. (the "Purchaser at a price of 97.5% of par plus accrued interest pursuant to a Bond Purchase Agreement (the "Agreement which has been presented to and is before this meeting; and WHEREAS, the Preliminary Official Statement, dated August 3, 1989 offering the Bonds for sale (the "Preliminary Official Statement has been presented to and is before this meeting; NOW, THEREFORE, BE IT ORDAINED by the City Council of the City of Van Buren, Arkansas: Section 1. That the improvements and the refunding shall be accomplished. The improvements shall be accomplished under the control and supervision of, and all details in connection therewith shall be handled by, the Commission. The Commission shall make all contracts and agreements necessary or incidental to the performance of its duties and execution of its powers. The Commission shall let all contracts pursuant to and in accordance with existing laws and shall require such performance bonds and insurance as will, in the judgment of the Commission, fully insure completion of the improvements so as to fully promote and protect the best interests of the City and the owners of the bonds. The Mayor and City Clerk are hereby authorized to take or cause to be taken, all action necessary to accomplish the refunding and to execute all required contracts and documents. Section 2. That the City Council hereby finds and declares that the period of usefulness of the improvements will be more than forty (40) years, which is longer than the term of the bonds. Section 3. That the offer of the Purchaser for the purchase of $3,070,000 in principal amount of bonds from the City at a price of 97.5% of par and accrued interest for bonds bearing interest at the rates per annum, maturing and otherwise subject to the terms and provisions hereafter in this Ordinance set forth in detail be, and is hereby accepted and the Agreement, in substantially the form submitted to this meeting, is approved and confirmed and the bonds are hereby sold to the Purchaser. The Mayor is hereby authorized and directed to execute and deliver the Agreement on behalf of the City and to 2 take all action required on the part of the City to fulfill its obligations under the Agreement. Section 4. The Preliminary Official Statement is hereby approved and the previous use of the Preliminary Official Statement by the Purchaser in connection with the sale of the bonds is hereby in all respects authorized, approved and confirmed, and the Mayor be and he is hereby authorized, empowered and directed to execute the Preliminary Official Statement and the final Official Statement on behalf of the City for use in connection with the sale of the bonds as set forth in the Agreement, and the Mayor is hereby authorized, empowered and directed to do all such acts and things necessary to carry out and comply with the provisions of the Official Statement. Section 5. That under the authority of the Constitution and laws of the State of Arkansas, including particularly Title 14, Chapter 234, Subchapter 2 of the Arkansas Code of 1987 Annotated, Title 14, Chapter 235, Subchapter 2 of the Arkansas Code of 1987 Annotated, Title 14, Chapter 164, Subchapter 4 of the Arkansas Code of 1987 Annotated and applicable decisions of the Supreme Court of the State of Arkansas, including particularly City of Harrison v. Braswell, 209 Ark. 1094, 194 S.W. 2d 12 (1946), City of Van Buren, Arkansas Water and Sewer Revenue Refunding and Construction Bonds, Series 1989, are hereby authorized and ordered issued in the principal amount of $3,070,000 for the purpose of accomplishing the improvements and the refunding, paying necessary expenses incidental thereto and to the authorization and issuance of the bonds, and funding a debt service reserve. The bonds shall mature on September 1 in the years and in the amounts and shall bear interest as follows: 3 Year Principal Interest (September 1) Amount Rate 1990 80,000 6.00% 1991 85,000 6.10 1992 90,000 6.15 1993 95,000 6.20 1994 100,000 6.25 1995 105,000 6.30 1996 115,000 6.40 1997 120,000 6.50 1998 130,000 6.55 1999 140,000 6.60 2000 145,000 6.65 2001 155,000 6.70 2002 165,000 6.75 2003 180,000 6.80 2004 190,000 6.85 2005 205,000 6.90 2006 220,000 6.95 2007 235,000 7.00 2008 250,000 7.00 2009 265,000 7.00 The bonds shall bear interest from their respective dates and the bonds shall be issuable only as fully registered Bonds without coupons in the denomination of $5,000 or any integral multiple thereof. Unless the City shall otherwise direct, the bonds shall be numbered from 1 upward in order of issuance. Each bond shall have a CUSIP number. Each bond shall be dated as of the interest payment date to which interest has been paid as of the date on which it is authenticated or if it is authenticated prior to a date on which interest has been paid, it shall be dated September 1, 1989. Interest on the bonds shall be payable on March 1, 1990, and semiannually thereafter on March 1 and September 1 of each year. Payment of each installment of interest shall be made to the person in whose name the bond is registered on the registration books of the City maintained by First National Bank of Crawford County, Van Buren, Arkansas, as Trustee and Paying Agent (the "Trustee at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date (the "Record Date irrespective of any transfer or exchange of any such bond subsequent to such Record Date and prior to such interest payment date. Only such bonds as shall have endorsed thereon a Certificate of Authentication substantially in the form set forth in Section 7 hereof duly executed by the Trustee shall be entitled to any right or benefit under this Ordinance. No bond 4 shall be valid and obligatory for any purpose unless and until such Certificate of Authentication shall have been duly executed by the Trustee, and such certificate of the Trustee upon any such bond shall be conclusive evidence that such bond has been authenticated and delivered under this Ordinance. The Trustee's Certificate of Authentication on any bond shall be deemed to have been executed if signed by an authorized officer of the Trustee, but it shall not be necessary that the same officer sign the Certificate of Authentication on all of the bonds. In case any bond shall become mutilated or be destroyed or lost, the City shall, if not then prohibited by law, cause to be executed and the Trustee may authenticate and deliver a new bond of like date, number, maturity and tenor in exchange and substitution for and upon cancellation of such mutilated bond, or in lieu of and in substitution for such bond destroyed or lost, upon the owner's paying the reasonable expenses and charges of the City and Trustee in connection therewith, and, in the case of a bond destroyed or lost, his filing with the Trustee evidence satisfactory to it that such bonds were destroyed or lost, and of his ownership thereof, and furnishing the City and Trustee with indemnity satisfactory to them. The Trustee is hereby authorized to authenticate any such new bond. In the event any such bond shall have matured, instead of issuing a new bond, the City may pay the same without the surrender thereof. Upon the issuance of a new bond under this Section 5, the City may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. The City shall cause books for the registration and for the transfer of the bonds as provided herein and in the bonds. The Trustee shall act as the bond registrar. Each bond is transferable by the registered owner thereof or by his attorney duly authorized in writing at the principal office of the Trustee. Upon such transfer a new fully registered bond or bonds of the same maturity, of authorized denomination or denominations, for the same aggregate principal amount will be issued to the transferee in exchange therefor. No charge shall be made to any owner of any bond for the privilege of transfer or exchange, but any owner of any bond requesting any such transfer or exchange shall pay any tax or other governmental charge required to be paid with respect thereto. Except as otherwise provided in the immediately preceding sentence, the cost of preparing each new bond upon each exclange or transfer and any other expenses of the City or the Trustee incurred in connection therewith shall be paid by 5 0 the City. The City shall not be required (i) to issue, transfer or exchange any bond during a period beginning at the opening of business 15 days before any selection of bonds of that maturity for redemption and ending at the close of business on the day of the first mailing of the relevant notice of redemption, or (ii) to transfer or exchange any bonds selected for redemption in whole or in part. The person in whose name any bond shall be registered shall be deemed and regarded as the absolute owner thereof for all purposes, and payment of or on account of the principal or premium, if any, or interest of any bond shall be made only to or upon the order of the registered owner thereof or his legal representative, but such registration may be changed as hereinabove provided. All such payments shall be valid and effectual to satisfy and discharge the liability upon such bond to the extent of the sum or sums so paid. In any case where the date of maturity of interest on or principal of the bonds or the date fixed for redemption of any bonds shall be a Saturday or Sunday or shall be in the State of Arkansas a legal holiday or a day on which banking institutions are authorized by law to close (a "Non- Banking Day then payment of interest or principal (and premium, if any) need not be made on such date but may be made on the next succeeding business day not a Non- Banking Day with the same force and effect as if made on the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after the date of maturity or date fixed for redemption. Section 6. That the bonds shall be executed on behalf of the City by the manual or facsimile signatures of the Mayor and City Clerk and shall have impressed, imprinted, engraved or lithographed thereon the seal of the City. The bonds, together with interest thereon, are secured by and are payable solely from revenues derived from the System "Revenues Revenues are hereby irrevocably pledged and mortgaged for the equal and ratable payment of the bonds. The bonds and interest thereon shall not constitute an indebtedness of the City within any constitutional or statutory limitation. Section 7. That the bonds and the Trustee's Certificate of Authentication shall be in substantially the following form and the Mayor and City Clerk are hereby expressly authorized and directed to make all recitals contained therein: 0 6 0 (Form of Bond) REGISTERED REGISTERED No. UNITED STATES OF AMERICA STATE OF ARKANSAS COUNTY OF CRAWFORD CITY OF VAN BUREN WATER AND SEWER REVENUE REFUNDING AND CONSTRUCTION BOND, SERIES 1989 Interest Rate: Maturity Date: Dated Date: Registered Owner: Principal Amount: Dollars CUSIP No. KNOW ALL MEN BY THESE PRESENTS: That the City of Van Buren, County of Crawford, State of Arkansas (the "City for value received, hereby promises to pay, but solely from the source as hereinafter provided and not otherwise, to the Registered Owner shown above, or registered assigns, upon the presentation and surrender hereof at the principal corporate office of First National Bank of Crawford County, Van Buren, Arkansas, or its successor or successors, as Trustee and as Paying Agent (herein referred to as the "Trustee on the Maturity Date shown above, the Principal Amount shown above, in such coin or currency of the United States of America as at the time of payment shall be legal tender for the payment of public and private debts and to pay by check or draft interest thereon, but solely from the source as hereinafter provided and not otherwise, in like coin or currency from the Dated Date shown above at the Interest Rate per annum shown above, payable March 1, 1990 and semiannually thereafter on the 1st days of March and September of each year, until payment of such Principal Amount or, if this bond or a portion thereof shall be duly called for redemption, until the date fixed for redemption, and to pay interest on overdue principal and interest (to the extent legally enforceable) at the rate borne by this bond. Payment of each installment of interest shall be made to the person in whose name this bond is registered on the registration books of the City maintained by the Trustee at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date (the "Record Date irrespective of any transfer or exchange of this bond subsequent to such Record Date and prior,to such interest payment date. 7 This bond is one of an issue of City of Van Buren, Arkansas Water and Sewer Revenue Refunding and Construction Bonds, Series 1989, aggregating Three Million Seventy Thousand Dollars ($3,070,000), in principal amount (the "bonds and is issued for the purpose of financing the costs of the acquisition, construction and equipment by the City of extensions, betterments and improvements to its water system, which is operated by the City as a part of the City's water and sewer (combined) system (the "System funding a debt service reserve, refunding certain outstanding bonds of the City to which System revenues are pledged and paying necessary expenses incidental thereto and to the authorization and issuance of the bonds. The bonds are issued pursuant to and in full compliance with the Constitution and laws of the State of Arkansas, including particularly Title 14, Chapter 234, Subchapter 2 of the Arkansas Code of 1987 Annotated, Title 14, Chapter 235, Subchapter 2 of the Arkansas Code of 1987 Annotated and Title 14, Chapter 164, Subchapter 4 of the Arkansas Code of 1987 Annotated, and applicable decisions of the Supreme Court of Arkansas, including particularly City of Harrison v. Braswell, 209 Ark. 1094, 194 S.W. 2d 12 (1946), and pursuant to Ordinance No. duly adopted and approved on 1989 (the "Authorizing Ordinance and do not constitute an indebtedness of the City within any constitutional or statutory limitation. The bonds are not general obligations of the City, but are special obligations payable solely from the revenues derived from the operation of the System. An amount of System revenues sufficient to pay the principal of and interest on the bonds has been duly pledged and set aside into the 1989 Water and Sewer Revenue Bond Fund created by the Authorizing Ordinance. Reference is hereby made to the Authorizing Ordinance for a detailed statement of the terms and conditions upon which the bonds are issued, of the nature and extent of the security for the bonds, and the rights and obligations of the City, the Trustee and the bondholders. The City has fixed and has covenanted and agreed to maintain rates for the services of the System which shall be sufficient at all times at least to provide for the reasonable expenses of operation and maintenance of the System and for the payment of the principal of and interest on all bonds to which System revenues are pledged, including Trustee's fees, if any, as the same become due and payable, to maintain required reserves and to make the required deposits for the depreciation of the System. (REFERENCE IS HEREBY MADE TO FURTHER PROVISIONS OF THIS BOND ON THE REVERSE SIDE HEREOF WHICH HAVE THE SAME EFFECT AS IF SET, FORTH IN THIS PLACE.) 8 THE CITY HAS DESIGNATED THIS BOND AS A "QUALIFIED TAX EXEMPT OBLIGATION" WITHIN THE MEANING OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED. IN WITNESS WHEREOF, the City of Van Buren, Arkansas has caused this bond to be executed by its Mayor and City Clerk, their facsimile signatures thereunto duly authorized and its corporate seal to be impressed, lithographed or imprinted on this bond, all as of the Dated Date shown above. CITY OF VAN BUREN, ARKANSAS ATTEST: By (facsimile signature) (facsimile signature) Mayor City Clerk (SEAL) 0 9 lel (Reverse Side of Bond) CITY OF VAN BUREN, ARKANSAS WATER AND SEWER REVENUE REFUNDING AND CONSTRUCTION BOND, SERIES 1989 FURTHER PROVISIONS The bonds shall be subject to extraordinary and optional redemption as follows: 1. The bonds or portions thereof shall be redeemed from proceeds of the bonds which are not needed for the purposes intended, in whole or in part, on any interest payment date, in inverse order of maturity (and by lot within a maturity in such manner as the Trustee shall determine), at a redemption price equal to the principal amount being redeemed plus accrued interest to the redemption date. 2. The bonds or portions thereof may be redeemed at the option of the City, in whole or in part, from funds from any other source, in inverse order of maturity (and by lot within a maturity in such manner as the Trustee shall determine) on any interest payment date on and after September 1, 1994, at redemption prices (expressed as percentages of the principal amount being redeemed) plus accrued interest to the redemption date as follows: Redemption Dates Redemption Prices September 1, 1994 or March 1, 1995 102% September 1, 1995 or March 1, 1996 101 September 1, 1996 or March 1, 1997 101% September 1, 1997 or March 1, 1998 1001/2% September 1, 1998 and thereafter 100% In the case any outstanding bond is in a denomination greater than $5,000, each $5,000 of face value of such bond shall be treated as a separate bond of the denomination of $5,000. Notice of redemption identifying the bonds or portions thereof (which shall be $5,000 or a multiple thereof) to be redeemed shall be given by the Trustee, not less than thirty (30) nor more than sixty (60) days prior to the date fixed for redemption, by mailing a copy of the redemption notice by first class mail, postage prepaid, to all registered owners of bonds to be redeemed. Failure to mail an appropriate notice or any such no4ce to one or more registered owners of bonds to be redeemed shall not affect the validity of the proceedings for 10 0 redemption of other bonds as to which notice of redemption is duly given in proper and timely fashion. All such bonds or portions thereof thus called for redemption and for the retirement of which funds are duly provided in accordance with the Authorizing Ordinance prior to the date fixed for redemption will cease to bear interest on such redemption date. This bond is transferable by the registered owner hereof in person or by his attorney -in -fact duly authorized in writing at the principal corporate office of the Trustee, but only in the manner, subject to the limitations and upon payment of the charges provided in the Authorizing Ordinance, and upon surrender and cancellation of this bond. Upon such transfer a new fully registered bond or bonds of the same maturity, of authorized denomination or denominations, for the same aggregate principal amount, will be issued to the transferee in exchange therefor. This bond is issued with the intent that the laws of the State of Arkansas shall govern its construction. The City and the Trustee may deem and treat the registered owner hereof as the absolute owner hereof for the purpose of receiving payment of or on account of principal hereof and premium, if any, hereon and interest due hereon and for all other purposes, and neither the City nor the Trustee shall be affected by any notice to the contrary. The bonds are issuable only as fully registered bonds in the denomination of $5,000, and any integral multiple thereof. Subject to the limitations and upon payment of the charges provided in the Authorizing Ordinance, fully registered bonds may be exchanged for a like aggregate principal amount of fully registered bonds of the same maturity of other authorized denominations. IT IS HEREBY CERTIFIED, RECITED AND DECLARED that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the bonds do exist, have happened and have been performed in due time, form and manner as required by law; that the indebtedness represented by the bonds, together with all obligations of the City, does not exceed any constitutional or statutory limitation; and that the above referred to revenues pledged to the payment of the principal of and premium, if any, and interest on the bonds as the same become due and payable will be sufficient in amount for that purpose. This bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Authorizing Ordinance until the Certificate of Authentication hereon shall have been signed by the Trustee. 11 (Form of Trustee's Certificate) TRUSTEE'S CERTIFICATE OF AUTHENTICATION This bond is one of the bonds designated Water and Sewer Revenue Refunding and Construction Bonds, Series 1989 in and issued under the provisions of the within mentioned Authorizing Ordinance. FIRST NATIONAL_ BANK OF CRAWFORD COUNTY Van Buren, Arkansas TRUSTEE By Authorized Signature 12 0 (Form of Assignment) ASSIGNMENT FOR VALUE RECEIVED, "Transferor hereby sells, assigns and transfers unto the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to transfer the within bond on the books kept for registration thereof with full power of substitution in the premises. DATE: Transferor GUARANTEED BY: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. 0 13 Section S. That the rates charged for services of the System heretofore fixed by ordinances of the City and the conditions, rights and obligations pertaining thereto, as set out in those ordinances, are hereby ratified, confirmed and continued. The City covenants and agrees that the rates shall never be reduced while any of the bonds are outstanding unless there is obtained from an independent certified public accountant a certificate that the Net Revenues of the System (Net Revenues being defined as gross revenues less the expenses of operation and maintenance of the System, including all expense items properly attributable to the operation and maintenance of the System under generally accepted accounting principles applicable to municipal water and sewer facilities, other than depreciation, interest and amortization of deferred bond discount expenses), with the reduced rates, will always be equal to the amount required to be set aside for the Depreciation Fund (hereinafter identifed), and leave a balance equal to at least 130% of the aggregate average annual principal and interest requirements on all outstanding bonds payable from Revenues "System Bonds The City further covenants and agrees that the rates shall, if and when necessary, from time to time, be increased in such manner as will produce Net Revenues at least equal to 130% of the aggregate average annual principal and interest requirements on all System Bonds. The City also agrees that Net Revenues shall always be sufficient to make the required deposits into the Depreciation Fund and otherwise comply with the provisions of this Ordinance and all other ordinances authorizing System Bonds. Section 9. That the Treasurer of the City shall be the custodian of Revenues. However, Revenues shall be collected, held and disbursed by the Commission. Each employee of the City handling Revenues shall give bond for the faithful discharge of his duties. Such bonds shall be approved by the City Council. All Revenues shall be held in trust for the registered owners of the bonds and shall at all times be accounted for separately and distinctly from other moneys of the City. All Revenues shall be used and applied only as provided herein. All Revenues shall be deposited in such depository or depositories for the City as may be lawfully designated from time to time by resolution of the Commission; subject, however, to the giving of security as now or as hereafter may be required by law and provided that such depository or depositories shall hold membership in the Federal Deposit Insurance Corporation "FDIC All deposits shall be in the name of the City and shall be so designated as to indicate the particular fund to which Reyenues belong. The City shall notify the Trustee in 14 0 writing of the initial depositories for each fund into which Revenues have been deposited and any change in depositories. Section 10. That none of the facilities or services afforded by the System shall be furnished without a charge being made therefor. In the event that the City or any department, agency or instrumentality thereof shall avail itself of the facilities and services afforded by the System, the reasonable value of the services or facilities so afforded shall be charged against the City or such department, agency or instrumentality and shall be paid for as the charges therefor accrue. The revenues so received shall be deemed to be Revenues and shall be used and accounted for in the same manner as any other Revenues. Nothing herein shall be construed as requiring the City or any department, agency or instrumentality thereof to avail itself of the facilities or services afforded by the System. Section 11. That the City covenants that it will continuously operate the System as a revenue producing undertaking and will not sell or lease the same, or any substantial portion thereof; provided, however, that nothing herein shall be construed to prohibit the City from making such dispositions of properties of the System and such replacements and substitutions for properties of the System as shall be necessary or incidental to the efficient operation of the System as a revenue producing undertaking. All revenues derived from such dispositions shall be deposited into the Water and Sewer Fund (hereinafter identified). Section 12. That there shall be paid monthly into the special fund created by the 1978 Ordinance and designated as the "Water and Sewer Fund" all Revenues. Moneys in the Water and Sewer Fund are hereby pledged and shall be applied to the payment of the reasonable and necessary expenses of operation and maintenance of the System, to the payment of the principal of and interest on System Bonds, to the maintenance of the debt service reserve at the required level, and to the providing of an adequate depreciation fund and otherwise as described herein. Section 13. That there shall be paid from the Water and Sewer Fund into the special fund created by the 1978 Ordinance and designated as the "Water and Sewer Operation and Maintenance Fund" (the "Operation and Maintenance Fund on the first business day of each month, an amount sufficient to pay the reasonable and necessary monthly expenses of operation, repair and maintenance of the System "operation expenses for such month and from which disbursements shall be made only for those purposes. Fixed annual charges, such as insurance premiums, and the cost of major repair and maintenance expenses may be computed and set up on an annual basis and one twelfth 15 (1/12) of the amount thereof may be paid into the Operation and Maintenance Fund each month. If in any month for any reason there shall be a failure to transfer and pay the required amount into the Operation and Maintenance Fund, the amount of any deficiency shall be added to the amount otherwise required to be transferred and paid into the Operation and Maintenance Fund in the next succeeding month. If in any fiscal year a surplus shall be accumulated in the Operation and Maintenance Fund over and above the amount which shall be necessary to defray the reasonable and necessary operation expenses during the remainder of the then current fiscal year and the next ensuing fiscal year, such surplus may be transferred and deposited in the Water and Sewer Fund. Section 14. (a) That after making the deposit into the Operation and Maintenance Fund, there shall be transferred from the Water and Sewer Fund into a special fund to be established with the Trustee in the name of the City which is hereby created and designated "1989 Water and Sewer Revenue Bond Fund" (the "Bond Fund the sums in the amounts and at the times hereinafter stated in Subsection (b) of this Section 14 for the purpose of providing funds for the payment of the principal of and interest on the bonds as they mature. (b) There shall be paid from the Water and Sewer Fund into the Bond Fund on the first business day of each month, commencing November 1, 1989, until all outstanding bonds, with interest thereon, have been paid in full or provision made for such payment, the following: (i) on the first business day of November, 1989, to and including the first business day of February, 1990 a sum equal to 1/4 of the next installment of interest due on the bonds; and (ii) on the first business day of March, 1990, to and including the first business day of August, 1990, a sum equal to 1/6 of the next installment of interest due on the bonds and 1 /10 of the next installment of principal due on the bonds; and (iii) on the first business day of September, 1990 and thereafter a sum equal to 1/6 of the next installment of interest due on the bonds and 1/12 of the next installment of principal on the bonds. The City shall also pay into the Bond Fund such additional sums as necessary to provide for the Trustee's fees and expenses. The City shall receive a credit against monthly 16 0 deposits into the Bond Fund for all interest earnings on moneys in the Bond Fund and for transfers into the Bond Fund derived from earnings on the Debt Service Reserve during the preceding month. There is hereby created as a part of the Bond Fund, a Debt Service Reserve which shall be maintained in an amount equal to the average annual principal and interest requirements on the bonds and outstanding System Bonds ranking on a parity of security with the bonds or 10% of the aggregate proceeds of such bonds as originally issued, whichever is lesser (the "required level There shall be deposited into the Debt Service Reserve from bond proceeds the sum of $281,998. Should the Debt Service Reserve become impaired or be reduced below the required level, there shall be transferred from the Water and Sewer Fund and deposited into the Debt Service Reserve additional monthly payments until the reduction is corrected over a twenty -four month period; provided, however, no such payments need to be made until September 1, 1990. If Revenues are insufficient to make the required payment on the first business day of the following month into the Bond Fund, the amount of any such deficiency in the payment made shall be added to the amount otherwise required to be paid into the Bond Fund on the first business day of the next month. If for any reason there shall be a deficiency in the payments made into the Bond Fund so that there are unavailable sufficient moneys therein to pay the principal of and interest on, the bonds as the same become due, any sums then held in the Debt Service Reserve shall be used to the extent necessary to pay such principal, interest and Trustee's fees, but the Debt Service Reserve shall be reimbursed in the amount of any such payment as described above. The Debt Service Reserve shall be used solely as herein described, but the moneys therein may be invested as set forth below. If a surplus shall exist in the Bond Fund over and above the amount required for making all principal and interest payments during the next succeeding twelve month period and over and above the required level for the Debt Service Reserve, such surplus shall at the option of the Commission either be (1) applied to the payment of the principal of and interest on bonds that may be called for redemption prior to maturity on the next available redemption date within such twelve month period, (2) transferred to the Water and Sewer Fund or (3) transferred to the Rebate Fund (hereinafter identified) in accordance with Section 32 of this Ordinance. 0 17 When the moneys held in the Bond Fund, including the Debt Service Reserve, shall be and remain sufficient to pay the principal of and interest on all of the bonds then outstanding plus Trustee's fees, the City shall not be obligated to make any further payments into the Bond Fund. It shall be the duty of the Trustee to withdraw from the Bond Fund on the due date of any principal and /or interest on any bond, at maturity or redemption prior to maturity, an amount equal to the amount of such bond and interest due thereon for the sole purpose of paying the same, together with the Trustee's fee. No withdrawal of funds from the Bond Fund shall be made for any other purpose except as otherwise authorized in this Ordinance. The bonds shall be specifically secured by a pledge of all Revenues required to be placed into the Bond Fund. This pledge in favor of the bonds is hereby irrevocably made according to the terms of this Ordinance, and the City and its officers and employees shall execute, perform and carry out the terms thereof in strict conformity with the provisions of this Ordinance. Section 15. That after making the required monthly deposits into the Operation and Maintenance Fund and the Bond Fund, there shall be paid from the Water and Sewer Fund into the special fund created by the 1978 Ordinance and designated as the "Water and Sewer Depreciation Fund" (the "Depreciation Fund on the first business day of each month 5% of the gross Revenues for the preceding month. The moneys in the Depreciation Fund shall be used solely for the purpose of paying the cost of replacements made necessary by the depreciation of the System. If in any fiscal year a surplus shall be accumulated in the Depreciation Fund over and above the amount necessary to defray the cost of the probable replacements during the next twelve months, such surplus may be transferred and paid into the Water and Sewer Fund. Section 16. That payments from the Water and Sewer Fund, the Operation and Maintenance Fund and the Depreciation Fund shall be made by check signed by the person or persons designated by the Commission and drawn on the depository with which the moneys in the fund shall have been deposited, and each such check shall briefly specify the purpose of the expenditure. Section 17. That any surplus in the Water and Sewer Fund after making all disbursements and providing for all funds described herein may be used, at the option of the Commission, for any lawful municipal purpose authorized by the City. 18 0 Section 18. That so long as any of the bonds are outstanding, the City shall not issue or attempt to issue any bonds claimed to be entitled to a priority of lien on the revenues of the System over the lien securing the bonds. The City reserves the right to issue additional bonds to finance or pay the cost of constructing any future extensions, betterments or improvements to the System, but the City shall not authorize or issue any such additional bonds ranking on a parity with the outstanding bonds of this issue unless and until there shall have been procured and filed with the Trustee a statement by an independent certified public accountant not in the regular employ of the City reciting the opinion based upon necessary investigation that Net Revenues for the fiscal year immediately preceding the fiscal year in which it is proposed to issue such additional bonds shall equal not less than 140% of the average annual principal and interest requirements on all then outstanding System Bonds and the bonds of the new issue. In making the computation set forth above, additional amounts may be added to the Net Revenues of the completed fiscal year immediately preceding the issuance of additional bonds, as follows: If, prior to the issuance of the additional bonds and subsequent to the first day of such preceding fiscal year, the City shall have increased its rates or charges imposed for services of the System there may be added to Net Revenues of such fiscal year the additional Net Revenues which would have been received from the operation of the System during such fiscal year had such increase been in effect throughout such fiscal year, as reflected by a certificate of a duly qualified consulting engineer not in the regular employ of the City and approved by the Trustee. Section 19. That the bonds shall be subject to redemption prior to maturity in accordance with the terms set out in the bond form. Section 20. That the City shall cause proper books of accounts and records to be kept (separate from all other records and accounts) in which complete and correct entries shall be made of all transactions relating to the operation of the System, and such books shall be available for inspection by the registered owner of any of the bonds at reasonable times and under reasonable circumstances. The City agrees to have these records audited by an independent certified public accountant at least once each year, and a copy of the audit shall be delivered to the Trustee and made available to the registered owners of the bonds requesting the same in writing. In the event that the City fails or refuses to make the audit, the Trustee, or any registered owner of the bonds, may have the audit made, and the cost thgreof shall be charged against the Operation and Maintenance Fund. The Trustee shall provide monthly to the City 19 a statement of all transactions involving the funds held by the Trustee under this Ordinance for the previous month and a statement of all fees and expenses of the Trustee to be paid by the City under this Ordinance for such month. Section 21. That the bonds paid either at or before maturity shall be canceled and shall not be reissued. Section 22. That the City covenants and agrees that it will maintain the System in good condition and operate the same in an efficient manner and at reasonable cost. While any of the bonds are outstanding, the City agrees that it will insure and at all times keep insured, in the amount of the full insurable value thereof, in a responsible insurance company or companies selected by the Commission and authorized and qualified under the laws of the State of Arkansas to assume the risk thereof, properties of the System, to the extent that such properties would be covered by insurance by private companies engaged in similar types of businesses against loss or damage thereto from fire, lightning, tornado, winds, riot, strike, civil commotion, malicious damage, explosion, extended coverage and against any other loss or damage from any other causes customarily insured against by private companies engaged in similar types of business. The insurance policies are to be taken with companies approved by the Trustee and are to carry a clause making them payable to the Trustee as its interest may appear, and are either to be placed in the custody of the Trustee or satisfactory evidence of said insurance shall be filed with the Trustee. In the event of loss, the proceeds of such insurance shall be applied solely toward the reconstruction, replacement or repair of the System, and in such event the City will, with reasonable promptness, cause to be commenced and completed the reconstruction, replacement and repair work. If such proceeds are more than sufficient for such purposes, the balance remaining shall be deposited to the credit of the Water and Sewer Fund, and if such proceeds shall be insufficient for such purposes the deficiency shall be supplied first from moneys in the Depreciation Fund and second from moneys in the Operation and Maintenance Fund and third from surplus moneys in the Water and Sewer Fund. Nothing shall be construed as requiring the City to expend any moneys for operation and maintenance of the System or for premiums on its insurance which are derived from sources other than the operation of the System, but nothing shall be construed as preventing the City from doing so. Section 23. That any bond shall be deemed to be paid within the meaning of this Ordinance when payment of the principal of and interest on such bond (whether at maturity or 0 upon redemption as provided herein, or otherwise), either (i) 20 0 shall have been made or caused to be made in accordance with the terms thereof, or (ii) shall have been provided for by irrevocably depositing with the Trustee, in trust and irrevocably set aside exclusively for such payment, (1) cash fully insured by FDIC sufficient to make such payment and /or (2) direct obligations of (including obligations issued or held in book entry form on the books of) the Department of the Treasury of the United States of America "Investment Securities (provided that such deposit will not affect the tax exempt status of the interest on any of the bonds or cause any of the bonds to be classified as "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the "Code maturing as to principal and interest in such amounts and at such times as will provide sufficient moneys to make such payment, and all necessary and proper fees, compensation and expenses of the Trustee pertaining to the bonds with respect to which such deposit is made shall have been paid or the payment thereof provided for to the satisfaction of the Trustee. On the payment of all the bonds within the meaning of this Ordinance, the Trustee shall hold in trust, for the benefit of the owners of such bonds, all such moneys and /or Investment Securities. When all the bonds shall have been paid within the meaning of this Ordinance, and if the Trustee has been paid its fees and expenses, the Trustee shall take all appropriate action to cause (i) the pledge and lien of this Ordinance to be discharged and cancelled, and (ii) all moneys held by it pursuant to this Ordinance and which are not required for the payment of such bonds to be paid over or delivered to or at the direction of the City. In determining the sufficiency of the deposit of Investment Securities there shall be considered the principal amount of such investment securities and interest to be earned thereon until the maturity of such Investment Securities. Section 24. That if there be any default in the payment of the principal of or interest on any of the bonds, or if the City defaults in any Bond Fund requirement or in the performance of any of the other covenants contained in this Ordinance, the Trustee may, and upon the written request of the registered owners of not less than 10% in principal amount of the then outstanding bonds, shall, by proper suit, compel the performance of the duties of the officials of the City under the laws of Arkansas. And in the case of a default in the payment of the principal of and interest on any of the bonds, the Trustee may and upon written request of the registered owners of not less than 10% in principal amount of the then outstanding 21 0 bonds, shall apply in a proper action to a court of competent jurisdiction for the appointment of a receiver to administer the System on behalf of the City and the registered owners of the bonds with power to charge and collect (or by mandatory injunction or otherwise to cause to be charged and collected) rates sufficient to provide for the payment of the expenses of operation, maintenance and repair and to pay any bonds and interest outstanding and to apply the revenues in conformity with the laws of Arkansas and with this Ordinance. When all defaults in principal and interest payments have been cured, the custody and operation of the System shall revert to the City. No registered owner of any of the outstanding bonds shall have any right to institute any suit, action, mandamus or other proceeding in equity or at law for the protection or enforcement of any power or right unless such owner previously shall have given to the Trustee written notice of the default on account of which such suit, action or proceeding is to be taken, and unless the registered owners of not less than ten percent (10 in principal amount of the bonds then outstanding shall have made written request of the Trustee after the right to exercise such power or right of action, as the case may be, shall have accrued, and shall have afforded the Trustee a reasonable opportunity either to proceed to exercise the powers granted to the Trustee, or to institute such action, suit or proceeding in its name, and unless, also, there shall have been offered to the Trustee reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby and the Trustee shall have refused or neglected to comply with such request within a reasonable time. Such notification, request and offer of indemnity are, at the option of the Trustee, conditions precedent to the execution of any remedy. No one or more registered owners of the bonds shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Ordinance, or to enforce any right thereunder except the manner herein described. All proceedings at law or in equity shall be instituted, had and maintained in the manner herein described and for the benefit of all registered owners of the outstanding bonds. No remedy conferred upon or reserved to the Trustee or to the registered owners of the bonds is intended to be exclusive of any other remedy or remedies, and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Ordinance or by law. The Trustee may, and upon the written request of the registered owners of not less than fifty percent (50 in 0 principal amount of the bonds then outstanding shall, waive any 22 0 default which shall have been remedied before the entry of final judgment or decree in any suit, action or proceeding instituted under the provisions of this Ordinance or before the completion of the enforcement of any other remedy, but no such waiver shall extend to or affect any other existing or any subsequent default or defaults or impair any rights or remedies consequent thereon. All rights of action under this Ordinance or under any of the bonds enforceable by the Trustee, may be enforced by it without the possession of any of the bonds, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all the registered owners of such bonds, subject to the provisions of this Ordinance. No delay or omission of the Trustee or of any registered owners of the bonds to exercise any right or power accrued upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein; and every power and remedy given by this Ordinance to the Trustee and to the registered owners of the bonds, respectively, may be exercised from time to time and as often as may be deemed expedient. In any proceeding to enforce the provisions of this Ordinance any plaintiff bondholder shall be entitled to recover from the City all costs of such proceeding, including reasonable attorneys' fees. Section 25. (a) That the terms of this Ordinance shall constitute a contract between the City and the registered owners of the bonds and no variation or change in the undertaking herein set forth shall be made while any of the bonds are outstanding, except as hereinafter set forth in subsections (b) and (c), and the owner of any bonds may at any time for and on his own behalf or for and on behalf of all bondholders enforce the obligations of the City by a proper suit for that purpose. (b) The Trustee may consent to any variation or change in this Ordinance to cure any ambiguity, defect or omission in this Ordinance or any amendment hereto without the consent of the owners of the outstanding bonds. (c) The owners of not less than seventy -five percent (75%) in aggregate principal amount of the bonds then outstanding shall have the right, from time to time, anything contained in this Ordinance to the contrary notwithstanding, to consent to and approve the adoption by the City of such ordinance supplemental hereto as shall be necessary or desirable for the purpose of modifying, altering, amending, adding to or 23 0 rescinding, in any particular, any of the terms or provisions contained in this Ordinance or in any supplemental ordinance; provided, however, that nothing contained in this Section shall permit or be construed as permitting (a) an extension of the maturity of the principal of or the interest on any bond, or (b) a reduction in the principal amount of any bond or the rate of interest thereon, or (c) the creation of a lien or pledge superior to the lien and pledge created by this Ordinance, or (d) a privilege or priority of any bond or bonds over any other bond or bonds, or (e) a reduction in the aggregate principal amount of the bonds required for consent to such supplemental ordinance. Section 26. (a) That moneys held for the credit of the Bond Fund shall be continuously invested and reinvested pursuant to the direction of the Commission in Permitted Investments (as hereinafter defined in (i)) all of which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the payment date for interest or principal and interest. (b) Moneys held for the credit of the Construction Fund may, at the option of the Commission, be invested and reinvested pursuant to the direction of the Commission in Permitted Investments or other investments as may from time to time be authorized by law, which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the date or dates when such money will be required for the purposes intended. (c) Moneys held for the credit of the Debt Service Reserve shall be invested and reinvested at the direction of the Commission in Permitted Investments all of which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than ten (10) years after the date of investment. (d) Moneys held for the credit of any other fund, excluding the Rebate Fund, shall be continuously invested and reinvested pursuant to the direction of the Commission in Permitted Investments, or other investments as may, from time to time, be permitted by law, which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the date or dates when the moneys held for the credit of the particular fund will be required for purposes intended. (e) Obligations so purchased as an investment of moneys ill any fund shall be deemed at all times to be a part of such fund and the interest accruing thereon and any profit 24 GO realized from such investments shall be credited to such fund, and any loss resulting from such investment shall be charged to such fund, except that interest earnings and profits on investments of moneys in the Debt Service Reserve which increase the amount thereof above the required level shall to the extent of any such excess be transferred from time to time by the Trustee into the Bond Fund or, at the option of the Commission, shall be transferred to,the Rebate Fund as provided in Section 32 of this Ordinance. (f) Moneys so invested in Government Securities (hereinafter defined) or in certificates of deposit of banks to the extent insured by FDIC need not be secured by the Trustee or the depository bank or banks. (g) All investments and deposits shall have a par value (or market value when less than par), exclusive of accrued interest at all times at least equal to the amount of money credited to such funds. (h) Investments of moneys in all funds shall be valued in terms of current market value as of the first day of each year, except that direct obligations of the United States (State and Local Government Series) in book -entry form shall be continuously valued at par or face principal amount. (i) "Permitted Investments" are defined as direct or fully guaranteed obligations of the United States of America "Government Securities or certificates of deposit or time deposits of banks, including the Trustee, to the extent insured by FDIC or if in excess of insurance coverage, collateralized with Government Securities. (j) All investments and reinvestments made under this Section shall be subject to the provisions of Section 148 of the Code pertaining to "arbitrage bonds" and Section 32 (d) of this Ordinance. Section 27. That when the bonds have been executed, they shall be delivered to the Purchaser upon payment in cash of the purchase price of 97.5% of the principal amount thereof plus accrued interest "total sale proceeds The accrued interest shall be deposited into the Bond Fund. The Trustee shall be paid a fee for authenticating the bonds. An amount of total sale proceeds that is sufficient, along with other moneys set aside and appropriated hereby for such purposes, to accomplish the refunding shall be deposited into an escrow account to be established with Twin City Bank, North Little Rock, Arkansas, as escrow agent (the "Escrow Agent The sum of $281,998 shall be deposited into the Debt Service Reserve. The City shall deposit 25 0 the remainder of total sale proceeds and other available moneys appropriated hereby into a special account to be established with the Trustee in the name of the City designated "1989 Water and Sewer Revenue Construction Fund" (the "Construction Fund The moneys in the Construction Fund shall be disbursed by the Trustee solely in payment of the costs of accomplishing the improvements, paying necessary expenses incidental thereto and paying expenses of issuing the bonds. Disbursements shall be on the basis of requisitions which shall contain at least the following information: the person to whom payment is being made; the amount of the payment; and the purpose by general classification of the payment. Each requisition must be signed by the Manager of the System and one other person designated by the Commission, and in case of all items of expense over which the consulting engineer shall exercise supervision (which shall include all expenses except engineering fees, legal fees, and expenses pertaining to the issuance of bonds) each requisition shall be accompanied by a certificate signed by the consulting engineer certifying his approval thereof. When the improvements have been completed and all required expenses paid and expenditures made from the Construction Fund for and in connection with the accomplishment of the improvements and the financing thereof, this fact shall be evidenced by a certificate signed by the Manager of the System and by the consulting engineer, which certificate shall state, among other things, the date of the completion and that all obligations payable from the Construction Fund have been discharged. A copy of the certificate shall be filed with the Trustee, and upon receipt thereof the Trustee shall transfer any remaining balance to the Bond Fund and such funds shall be used for the redemption of the bonds. Section 28. That there shall be a statutory mortgage lien upon the water facilities which are part of the System (including all extensions, improvements and betterments now or hereafter existing) which shall exist in favor of the registered owners of the bonds, and each of them and such water facilities shall remain subject to such statutory mortgage lien until payment in full of the interest on and principal of the bonds, provided, however, that such statutory mortgage lien shall be interpreted according to the decision of the Supreme Court of the State of Arkansas in City of Harrison v. Braswell, supra. Section 29. That there is hereby appropriated for the accomplishment of the improvements and the refunding all moneys in the Water and Sewer Revenue Bond Fund (including the debt service reserve therein) maintained by the 1978 Ordinance. 26 Section 30. That in the event the office of Mayor, City Clerk, City Treasurer, Commission, or City Council shall be abolished, or any two or more of such offices shall be merged or consolidated, or in the event the duties of a particular office shall be transferred to another office or officer, or in the event of a vacancy in any such office by reason of death, resignation, removal from office or otherwise, or in the event any such officer shall become incapable of performing the duties of his office by reason of sickness, absence from the City or otherwise, all powers conferred and all obligations and duties imposed upon such office or officer shall be performed by the office or officer succeeding to the principal functions thereof, or by the office or officer upon whom such powers, obligations and duties shall be imposed by law. Section 31. That the Mayor is hereby directed to publish for one insertion in a newspaper which is published in the City and of general circulation therein, this Ordinance, to which shall be attached a Notice signed by him in substantially the following form: 0 27 0 NOTICE Notice is hereby given that the City Council of the City of Van Buren, Arkansas, has adopted the ordinance hereinafter set out; that the City contemplates the issuance of Water and Sewer Revenue Refunding and Construction Bonds, Series 1989, described in the ordinance; that any person interested may appear before the Council on the day of 1989, at .m., at the usual meeting place of the Council held in the City and present protests. At such hearing all objections and suggestions will be heard, and the Council will take such action as is deemed proper in the premises. DATED this day of 1989. Mayor 0 28 0 Section 32. There is hereby created and ordered established with the Trustee a trust fund to be designated by the Trustee and which is herein referred to as the Rebate Fund. The Rebate Fund shall be invested by the Trustee at the direction of the Commission and expended in accordance with this Section 32, such investments to be in Government Securities, subject to the provisions of paragraph (d) hereof. The Rebate Fund shall be held in trust by the Trustee and, subject to paragraph (c) hereof, shall be held for the benefit of the United States of America as contemplated under the provisions of this Section 32. The Rebate Fund shall not be held for the benefit of the owners of the bonds or the Trustee. The Trustee shall have no lien on or security interest in the Rebate Fund with respect to the payment of any fees, charges or expenses due to the Trustee under this Ordinance. The Trustee shall keep and maintain adequate records pertaining to the Rebate Fund and all transfers thereto, deposits therein, disbursements therefrom, transfers therefrom and earnings thereon. Copies of such records shall be available for inspection during regular business hours to the City upon written request. (b) Definitions. As used in this Section 32, the following words and phrases shall have the following meanings: "Computation Period" means each period from the date of the issuance of the bonds through each respective Rebate Determination Date. "Rebatable Arbitrage" means that amount required to be rebated to the United States within sixty (60) days after a Rebate Determination Date as determined in accordance with Temporary Income Tax Regulation Section 1.148 -2T and any successor Regulation applicable to the bonds. "Rebate Bond Yield" on any Rebate Determination Date means the yield on the bonds determined in accordance with Temporary Income Tax Regulation Section 1.148 -3T or any successor Regulation applicable to the bonds. "Rebate Determination Date" means September 1, 1994, and each five (5) year anniversary thereof plus the date of payment in full of all principal of and interest on the bonds, or such other dates as the Trustee determines the rebate amount in accordance with subsection(c). 0 29 0 "Rebate Payment Dates" means the dates to be chosen by the Trustee which are not more than sixty (60) days after each Rebate Determination Date. "Regulations" means those Treasury Regulations validly issued or proposed under Section 148 of the Code or under Section 103(c) of the Internal Revenue Code of 1954, as amended, particularly Sections 1.103 -13, 1.103 -14, 1.103 -15 and 1.148 -1T through 1.148 -9T. (c) Rebate Determination Dates; Transfers to the Rebate Fund. Within twenty (20) days after each Rebate Determination Date, the Trustee shall calculate and determine (i) the Rebate Bond Yield on the bonds for the Computation Period, and (ii) the Rebatable Arbitrage during the Computation Period on the Construction Fund, the Bond Fund (including the Debt Service Reserve), the escrow fund established with the Escrow Agent and any escrow account held in connection with the bonds which were refunded by the 1978 Bonds (collectively, the "Funds and shall file a copy of such determinations with the Commission within twenty -two (22) days after such Rebate Determination Date. The Trustee may employ a firm of certified public accountants (which without limitation may be the accountants for the City) or other firm with expertise in making such calculations, provided that such firm is approved by the Commission, which approval shall not be unreasonably withheld. The City shall pay the reasonable expenses incurred by the Trustee in any such employment from moneys in the Operation and Maintenance Fund. Within thirty (30) day's after each Rebate Determination Date the City shall pay to the Trustee for deposit into the Rebate Fund a sum equal to the Rebatable Arbitrage during the Computation Period. If the amount on deposit in the Rebate Fund exceeds the Rebatable Arbitrage during such Computation Period, the Trustee will transfer the difference from the Rebate Fund to the Water and Sewer Fund. (d) Investments. Moneys held in the Funds and the Rebate Fund may only be invested in obligations which are: (i) traded on an established market and purchased on such market, (ii) purchased directly from the United States Treasury, or 30 0 (iii) purchased at the fair market value thereof under circumstances where such fair market value can be established by public evidence, e.g., market prices quoted in a financial newspaper. (e) Rebate Payments. On each Rebate Payment Date the Trustee will pay to the United States of America the Rebatable Arbitrage then due. Within sixty (60) days after the payment in full of all principal of and interest on the bonds, the Trustee will pay to the United States of America the final rebate payment, including any income attributable thereto, in accordance with the Regulations. Each payment shall be accompanied by a copy of the forms, statements and notices required by the Regulations. (f) Records. The Trustee and the Commission shall keep and retain until six (6) years after payment in full of all principal of and interest on the bonds, records with respect to Rebate Fund, which records shall include descriptions of all calculations of amounts transferred to the Rebate Fund and descriptions of all calculations of amounts rebated to the United States of America. Such records will also show all amounts paid on the bonds, all additions to and disbursements from, all cash balances of and all earnings on investments in the Funds and the Rebate Fund, and all principal of and interest paid on the bonds. (g) The provisions of this Section 32 may be modified in any manner whereby the status of interest on the bonds as exempt from federal income tax is not affected, and shall be so modified to the extent necessary to assure that such status is not affected, as set forth in an opinion of counsel nationally recognized with respect to obligations the interest on which is exempt from regular federal income tax, which opinion is acceptable to the Trustee. Section 33. That the City covenants that it will faithfully and punctually perform all duties with reference to the System required by the Constitution and laws of the State of Arkansas, including making and collecting of reasonable and sufficient rates lawfully established for services rendered by the System, segregating Revenues and applying them to the respective funds herein identified. So long as the System is under the control of the Commission, performance by the Commission of any obligation of the City hereunder shall be deemed performance by the City. Section 34. That nothing in this Ordinance expressed or implied is intended or shall be construed to confer upon, or 31 to give to, any person or entity, other than the City, the Trustee and the registered owners of the bonds, any right, remedy or claim under or by reason of this Ordinance or any covenant, condition or stipulation hereof, and all covenants, stipulations, promises and agreements in this Ordinance contained by and on behalf of the City shall be for the sole and exclusive benefit of the City, the Trustee and the registered owners of the bonds. Section 35. That from time to time during the construction of the improvements, the City shall deposit when necessary surplus moneys of the Water and Sewer Fund into the Construction Fund to finance the costs of the improvements. Section 36. (a) That the Trustee shall only be responsible for the exercise of good faith and reasonable prudence in the execution of its trust. The recitals in this Ordinance and in the face of the bonds are the recitals of the City and not of the Trustee. The Trustee shall not be required to take any action as Trustee unless it shall have been requested to do so in writing by the owners of not less than ten percent (10 in principal amount of the bonds then outstanding and shall have been offered reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby. The Trustee may resign at any time by 60 days notice in writing to the City Clerk and the owners of the bonds, and the majority in value of the owners of the outstanding bonds at any time, with or without cause, may remove the Trustee. The Trustee's resignation shall become effective upon the acceptance of the trusts by the successor trustee. In the event of a vacancy in the office of Trustee, either by resignation or by removal, the majority in value of the owners of the outstanding bonds may appoint a new Trustee, such appointment to be evidenced by a written instrument or instruments filed with the City Clerk. If the majority in value of the owners of the outstanding bonds shall fail to fill a vacancy within 45 days after the same shall occur, then the City shall forthwith designate a new Trustee by a written instrument filed in the office of the City Clerk. The original Trustee and any successor Trustee shall file a written acceptance and agreement to execute the trust imposed upon it or them by this Ordinance, but only upon the terms and conditions set forth in this Ordinance and subject to the provisions of this Ordinance, to all of which the respective owners of the bonds agree. Such written acceptance shall be filed,with the City Clerk and a copy thereof shall be placed in the bond transcript. Any successor Trustee shall have all the powers herein granted to the original Trustee. 0 32 0 (b) Every successor Trustee appointed pursuant to this Section shall be a trust company or bank in good standing located in or incorporated under the laws of the State of Arkansas, duly authorized to exercise trust powers and subject to examination by federal or state authority, having a reported capital and surplus of not less than $5,000,000. Section 37. That anything herein to the contrary notwithstanding, all rights of any owner of any bond hereunder to or with respect to any moneys or investments held in any fund hereunder shall terminate at the expiration of five years from the date of maturity of such bond, whether by scheduled maturity or by call for redemption prior to maturity in accordance with the terms hereof. Section 38. (a) That the City covenants that it shall not take any action or suffer or permit any action to be taken or conditions to exist which causes or may cause the interest payable on the bonds to be excluded from gross income for regular federal income tax purposes. Without limiting the generality of the foregoing, the City covenants that the proceeds of the sale of the bonds and Revenues will not be used directly or indirectly in such manner as to cause the bonds to be treated as "arbitrage bonds" within the meaning of Section 148 of the Code. (b) The City shall assure that (1) not in excess of ten percent (10 of the Net Proceeds of the bonds is used for Private Business Use if, in addition, the payment of more than ten percent (10° of the principal or ten percent (10° of the interest due on the bonds during the term thereof is, under the terms of the bonds or any underlying arrangement, directly or indirectly secured by any interest in property used or to be used for a Private Business Use or in payments in respect of property used or to be used for a Private Business Use or is to be derived from payments, whether or not to the City, in respect of property or borrowed moneys used or to be used for a Private Business Use; and (ii) that, in the event that both (A) in excess of five percent (5 of the Net Proceeds of the bonds are used for a Private Business Use, and (B) an amount in excess of five percent (5 of the principal or five percent (5%) of the interest due on the bonds during the term thereof is, under the terms of the bonds or any underlying arrangement, directly or indirectly, secured by any interest in property used or to be used for said Private Business Use or in payments in respect of property used or to be used for said Private Business Use or is to be derived from payments, whether or not to the City, in respect of property or borrowed money used or to be used for said Private Business Use, then said excess over said five percent (5° of Net Proceeds of the bonds used for a Private 33 fl Business Use shall be used for a Private Business Use related to the governmental use of the improvements. The City covenants that none of the proceeds of the 1978 Bonds were used for Private Business Use. The City shall assure that not in excess of five percent (5 of the Net Proceeds of the bonds are used, directly or indirectly, to make or finance a loan to persons other than state or local governmental units. As used in this subsection (b),.the following terms shall have the following meanings: "Net Proceeds" means the face amount of the bonds, plus accrued interest and premium, if any, less original issue discount, if any, less the amount deposited into the Debt Service Reserve. "Private Business Use" means use directly or indirectly in a trade or business carried on by a natural person or in any activity carried on by a person other than a natural person, excluding, however, use by a state or local governmental unit and use as a member of the general public. (c) The bonds are hereby designated as "qualified tax exempt obligations" within the meaning of the Code. The City represents and covenants that the aggregate principal amount of its qualified tax exempt obligations (excluding "private activity bonds" within the meaning of Section 141 of the Code which are not "qualified 501(c)(3) bonds" within the meaning of Section 145 of the Code), including those of its subordinate entities, to be issued in calendar year 1989 does not and will not exceed $10,000,000. The City further covenants and represents that (i) the aggregate principal amount of its tax exempt obligations (not including "private activity bonds" within the meaning of Section 141 of the Code), including those of its subordinate entities, to be issued in calendar year 1989 will not exceed $5,000,000, and (ii) at least 95% of the proceeds of the bonds will be expended for the governmental activities of the City. (d) The City covenants that it will take no action which would cause the bonds to be "federally guaranteed" within the meaning of Section 149(b) of the Code; specifically, (A) the payment of any portion of principal or interest with respect to the bonds will not be guaranteed (directly or indirectly) by the United States or any agency or instrumentality thereof and (B) not more. than 5% of the proceeds of the bonds (exclusive of proceeds invested for an initial temporary period until needed 34 0 for the purpose for which the bonds were issued and proceeds deposited into the Bond Fund) will be invested (directly or indirectly) in federally insured deposits or accounts. Nothing in this Section 38 shall prohibit investments in bonds issued by the United States Treasury. (e) The City covenants that it will submit to the Secretary of the Treasury of the United States, not later than the 15th day of the second calendar month after the close of the calendar quarter in which the bonds are issued, a statement required by Section 149(e) of the Code. Section 39. That the provisions of this Ordinance are hereby declared to be separable and if any provision shall for any reason be held illegal or invalid, such holding shall not affect the validity of the remainder of this Ordinance. Section 40. That this Ordinance shall not create any right of any kind and no right of any kind shall arise hereunder pursuant to it until the bonds shall be issued and delivered. Section 41. That all ordinances and resolutions or parts thereof, in conflict herewith are hereby repealed to the extent of such conflict. Section 42. That it is hereby ascertained and declared that the improvements must be accomplished as soon as possible in order to make the System adequate for the needs of the City and its inhabitants, without which the life, health, safety and welfare thereof are jeopardized, and that the issuance of the bonds and the taking of the other action authorized by this Ordinance is necessary for the accomplishment thereof. It is, therefore, declared that an emergency exists and this Ordinance being necessary for the immediate preservation of the public peace, health and safety shall take effect and be in force from and after its passage. PASSED: August�j71989. Q APPROV'tyD ATTEST: �0 f /�i✓r�., ��/ft'— /r'�iiu Mayor 1! L City Clerk (SEAL) 0 35 'c CERTIFICATE The undersigned, City Clerk of the City of Van Buren, Arkansas, hereby certifies that the foregoing pages are a true and correct copy of Ordinance No. /R -/9 T7 adopted at a 4 �P� session of the City Council of the City of Van Buren, Ark- sas, held at the regular meeting place of the City Council in the City at 7.-'0° p.m., on the €day of August, 1989, and that said Ordinance is of record in Ordinance Record Book No. ig,Q 9 Page /,V now in my possession. GIVEN under my hand and seal this/ 5TH day of August, 1989. City Clerk (SEAL), 0 36