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ORD NO 03-1993 ORDINANCE NO-3 3 AN ORDINANCE PROVIDING FOR THE ISSUANCE OF $1,900,000 OF WATER AND SEWER REVENUE BONDS BY THE CITY OF VAN BUREN, ARKANSAS FOR THE PURPOSE OF ACQUIRING, CONSTRUCTING AND EQUIPPING AN EXPANSION TO THE SEWER SYSTEM OF THE CITY; PROVIDING FOR THE PAYMENT OF PRINCIPAL AND INTEREST ON THE BONDS; AUTHORIZING THE EXECUTION AND DELIVERY OF BOND PURCHASE AGREEMENTS PROVIDING FOR THE SALE OF THE BONDS; PRESCRIBING OTHER MATTERS RELATING THERETO; AND DECLARING AN EMERGENCY. WHEREAS, the City of Van Buren, Arkansas (the "City owns a water and sewer system which is operated and maintained as a single, integrated municipal undertaking (the "System on behalf of the City by the Van Buren Water and Sewer Commission (the "Commission and WHEREAS, the City Council and the Commission have determined that the acquisition, construction and equipping of an expansion to the north side sewage treatment plant of the System (the "Improvements is necessary in order to make the services provided by the System adequate for the needs of the City and have caused to be prepared by a qualified consulting engineer, a preliminary engineering report with respect to the Improvements, which report has been examined and approved by the City Council and the Commission and a copy of which report is on file in the office of the City Clerk where it may be inspected by any interested person; and WHEREAS, the City presently has outstanding its Water and Sewer Revenue Refunding and Construction Bonds, Series 1989, dated September 1, 1989, issued in the original principal amount of $3,070,000, of which $2,815,000 in principal amount is currently outstanding (the "1989 Bonds issued under and secured by the provisions of Ordinance No. 18 -1989 (the "1989 Ordinance of the City, adopted and approved on August 21, 1989, under the authority of Act No. 131 of the Acts of the General Assembly of the State of Arkansas for the year 1933, as amended "Act 131 and Act No. 132 of the Acts of the General Assembly of the State of Arkansas for the year 1933, as amended "Act 132 and WHEREAS, the City is authorized under Act 131 to issue and sell revenue bonds for the purpose of financing the costs of acquiring and constructing improvements and betterments to its water system, and is authorized under Act 132 to issue and sell revenue bonds for the purpose of financing the costs of acquiring and constructing improvements and betterments to its sewer system, together with printing, legal, underwriting and other expenses incidental to the issuance of such bonds, and is authorized under Act No. 305 of the Acts of the General Assembly of the State of Arkansas for the year 1967, as amended "Act 305 to pledge and cross pledge the revenues of any City water or sewer utility to revenue bonds issued for constructing, reconstructing, extending, improving or equipping water and sewer utilities owned by the City at the time of such pledge or cross pledge; and WHEREAS, to secure funds necessary to finance the Improvements and to pay legal and other costs incidental to the issuance of revenue bonds for such purposes, the City has determined to issue its Water and Sewer Revenue Bonds, Series 1993, in an aggregate principal amount of not to exceed One Million Nine Hundred Thousand Dollars ($1,900,000) (the "Bonds and WHEREAS, the City has made arrangements pursuant to a Placement Agreement (the "Placement Agreement with T.J. Raney Sons, a division of Morgan Keegan Company, Inc. (the "Placement Agent for the placement of the Bonds with the First National Bank of Crawford County, Van Buren, Arkansas, and Citizens Bank Trust Company, Van Buren, Arkansas (collectively, the "Purchasers at a price of 100% of par plus accrued interest pursuant to Bond Purchase Agreements (the "Purchase Agreements which Placement Agreement and Purchase Agreements have been presented to and are before this meeting; and WHEREAS, a Preliminary Private Placement Memorandum, dated March 15, 1993 (the "Preliminary Placement Memorandum offering the Bonds for sale has been presented to and is before -this meeting; and WHEREAS, a final Private Placement Memorandum (the "Placement Memorandum will be prepared and will be distributed in connection with the sale of the Bonds. NOW, THEREFORE, BE IT ORDAINED by the City Council of the City of Van Buren, Arkansas that: Section 1. The Improvements shall be accomplished under the control and supervision of, and all details in connection therewith shall be handled by, the Commission. The Commission shall make all contracts and agreements necessary or incidental to the performance of its duties and the execution of its powers. The Commission shall let all contracts pursuant to and in accordance with existing laws and shall require such performance bonds and insurance for construction as will, in the judgment of the Commission, fully insure completion of the Improvements so as to fully promote and protect the best interests of the City and the owners of the Bonds. Section 2. The City Council hereby finds and declares that the period of usefulness of the Improvements will be more than twenty (20) years, which is longer than the term of the Bonds. 0 c -2- RSS013BB.WP5 030893 Section 3. The offers of the Purchasers to purchase $1,900,000 principal amount of Bonds from the City, at a price of 100% of par plus accrued interest, for Bonds bearing interest at the rates per annum, maturing and otherwise subject to the terms and provisions hereafter in this Ordinance set forth in detail be, and are hereby accepted, and the Purchase Agreements, in substantially the form submitted to this meeting, are approved and confirmed, and the Bonds are hereby sold to the Purchasers. The Mayor is hereby authorized and directed to execute and deliver the Purchase Agreements on behalf of the City and to take all action required on the part of the City to fulfill its obligations under the Purchase Agreements, and the City Clerk is hereby authorized to attest the same and to affix the seal of the City thereto. Any changes to the Purchase Agreements may be approved by the officers of the City executing such documents, their execution and delivery to constitute conclusive evidence of such approval. The Preliminary Private Placement Memorandum is hereby approved in substantially the form submitted to this meeting, and the use of the Preliminary Private Placement Memorandum in connection with the offer and sale of the Bonds is hereby in all respects authorized, approved and confirmed, and the Mayor be and he hereby is authorized, empowered and directed, for and on behalf of the City, to execute the final Private Placement Memorandum in the name of the City to be delivered to the Purchasers in connection with the sale of the Bonds as set forth in the Purchase Agreements, and the Mayor is hereby authorized, empowered and directed to do all such acts and things necessary to carry out and comply with the provisions of the Private Placement Memorandum. The Preliminary Private Placement Memorandum is hereby "deemed final" within the meaning of Section 15c2 -12 of the Securities Exchange Act of 1933. All actions heretofore taken by the City and the Commission in connection with the offer and sale of the Bonds, including the preparation and distribution of the Preliminary Private Placement Memorandum, are hereby in all respects ratified and approved. Section 4. The offer of the Placement Agent to place the Bonds with the Purchasers pursuant to the terms of the Placement Agreement in substantially the form submitted to this meeting is hereby approved and confirmed, and the Mayor is hereby authorized and directed to execute and deliver the Placement Agreement on behalf of the City and to take all action required on the part of the City to fulfill its obligations under the Placement Agreement, and the City Clerk is hereby authorized and directed to attest the same and to affix the seal of the City thereto. Any changes to the Placement Agreement may be approved by the officers of the City executing such document, their execution and delivery to constitute conclusive evidence of such approval. RS901300.11PS 030093 Section 5. Under the authority of the Constitution and laws of the State of Arkansas, including particularly Amendment 65 to the Constitution of Arkansas, Act 131, Act 132 and Act 305, there is hereby authorized the issuance of bonds of the City to be designated as "Water and Sewer Revenue Bonds, Series 1993" in the principal amount of $1,900,000 for the purpose of accomplishing the Improvements and paying necessary expenses incidental thereto and to the authorization and issuance of the Bonds. The Bonds shall mature on April 1 in the years and in the principal amounts and shall bear interest as follows: Year Principal Interest (April 1) Amount Rate 1994 $60,000 2.801 1995 65,000 3.25 1996 65,000 3.55 1997 65,000 3.85 1998 70,000 4.15 19 99 75,000 4.35 2000 75,000 4.45 2001 80,000 4.70 2002 85,000 5.00 2003 85,000 5.15 2004 90,000 5.25 2005 95,000 5.40 2006 100,000 5.60 2007 105,000 5.70 2008 115,000 5.90 2009 120,000 6.00 2010 125,000 6.00 2011 135,000 6.00 2012 140,000 6.00 2013 150,000 6.00 The Bonds shall bear interest from their respective dates, and the Bonds shall be issuable only as fully registered bonds without coupons in denominations of $5,000 or any integral multiple thereof. Unless the City shall otherwise direct, the Bonds shall be numbered from R -1 upwards in order of issuance. Each Bond shall have a CUSIP number. Each Bond shall be dated as of the interest payment date to which interest has been paid, as of the date on which it is authenticated, or if it is authenticated prior to a date on which interest has been paid, it shall be dated April 1, 1993. Interest on the Bonds shall be payable on October 1, 1993, and semiannually thereafter on April 1 and October 1 of each year. Payment of each installment of interest shall be made by Citizens Bank Trust Company, Van Buren, Arkansas, as paying agent (the "Paying Agent O -4- RSS01886.WP5 030893 to the person in whose name each Bond is registered on the registration books of the City maintained by the First National Bank of Crawford County, Van Buren, Arkansas, as trustee and bond registrar (the "Trustee at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date (the "Record Date irrespective of any transfer or exchange of any such Bond subsequent to such Record Date and prior to such interest payment date. Only such Bonds as shall have endorsed thereon a Certificate of Authentication substantially in the form set forth in Section 7 hereof, duly executed by the Trustee, shall be entitled to any right or benefit under this Ordinance. No Bond shall be valid and obligatory for any purpose unless and until such Certificate of Authentication shall have been duly executed by the Trustee, and such certificate of the Trustee upon any Bond shall be conclusive evidence that such Bond has been authenticated and delivered under this Ordinance. The Trustee's Certificate of Authentication on any Bond shall be deemed to have been executed if signed by an authorized officer of the Trustee, but it shall not be necessary that the same officer sign the Certificate of Authentication on all of the Bonds issued hereunder. In case any Bond issued hereunder shall become mutilated or be destroyed or lost, the City shall, if not then prohibited byelaw, cause to be executed and the Trustee may authenticate and deliver a new Bond of like date, number, maturity and tenor in exchange and substitution for and upon cancellation of such mutilated Bond, or in lieu of and in substitution for such Bond destroyed or lost, upon the owner's paying the reasonable expenses and charges of the City and Trustee in connection therewith, and, in the case of a Bond destroyed or lost, his filing with the Trustee evidence satisfactory to it, that such Bonds were destroyed or lost, and of his ownership thereof, and furnishing the City and Trustee with indemnity satisfactory to them. The Trustee is hereby authorized to authenticate any such new Bond. In the event any such Bond shall have matured, instead of issuing a new Bond, the City may pay the same without the surrender thereof. Upon the issuance of a new Bond under this Section 5, the City may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. The City shall cause books for the registration and transfer of the Bonds to be maintained by the Trustee as provided herein and in the Bonds. The Trustee shall act as the bond registrar. Bach Bond is transferable by the registered owner thereof or by his attorney duly authorized in writing at the principal office of the Trustee. Upon such transfer, a new fully registered Bond or Bonds 5 RSS01300.WP5 0]009] of the same maturity, of authorized denomination or denominations, and for the same aggregate principal amount will be issued to the transferee in exchange therefor. No charge shall be made to any owner of any Bond for the privilege of transfer or exchange, but any owner of any Bond requesting any such transfer or exchange shall pay any tax or other governmental charge required to be paid with respect thereto. Except as otherwise provided in the immediately preceding sentence, the cost of preparing each new Bond upon each exchange or transfer and any other expenses of the City or the Trustee incurred in connection therewith shall be paid by the City. The City shall not be required (i) to issue, transfer or exchange any Bond during a period beginning at the opening of business fifteen (15) days before any selection of Bonds of that maturity for redemption and ending at the close of business on the day of the first mailing of the relevant notice of redemption, or (ii) to transfer or exchange any Bond selected for redemption in whole or in part. The person in whose name any Bond shall be registered shall be deemed and regarded as the absolute owner thereof for all purposes, and payment of or on account of the principal or premium, if any, or interest on any Bond shall be made only to or upon the order of the registered owner thereof or his legal representative, but such registration may be changed as hereinabove provided. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Bond to the extent of the sum or sums so paid. Neither the City, the Trustee nor the Paying Agent shall be affected by any notice to the contrary. In any case where the date of maturity of interest on or principal of the Bonds or the date fixed for redemption of any Bonds shall be a Saturday or Sunday or shall be in the State of Arkansas a legal holiday or a day on which banking institutions are authorized by law to close, then payment of interest or principal (and premium, if any) need not be made on such date but may be made on the next succeeding business day not a Saturday or Sunday or a legal holiday or a day upon which banking institutions are authorized by law to close with the same force and effect as if made on the interest payment date, the date of maturity or the date fixed for redemption, and no interest shall accrue for the period after the interest payment date, the date of maturity or the date fixed for redemption. Section 6. The Bonds shall be executed on behalf of the City by the manual or facsimile signatures of the Mayor and City Clerk and shall have impressed, imprinted, engraved or lithographed thereon the seal of the City. In case any one or more of the officers who shall have signed or sealed any of the Bonds shall cease to be such officer before the Bonds so signed and sealed shall have been delivered by the Trustee, such Bonds may, -6- RSS013B0.HPS 070893 II) nevertheless, be delivered as herein provided, and may be issued as if the persons who signed or sealed such Bonds had not ceased to hold such offices. Any Bonds may be signed and sealed on behalf of the City by such person as at the time of the execution of such Bonds shall be duly authorized or hold the proper office in the City, although at the date borne by the Bonds, such persons may not have been so authorized or have held such office. The Bonds, together with interest thereon, are secured by and are payable solely from revenues derived from the operation of the System (the "Revenues Pursuant to Act 131 and Act 132, the Bonds are also secured by a statutory lien on the System. There is hereby created, in the manner and to the extent as provided herein, a continuing pledge of and lien on the Revenues to secure the full and final payment of the principal of, premium, if any, and interest on the Bonds. The Bonds shall be a valid claim of any owner thereof only against such Revenues, which Revenues are hereby pledged and mortgaged for the equal and ratable payment of the principal of, premium, if any, and interest on the Bonds, and shall be used for no other purpose except as in this Ordinance specifically provided. The Bonds and interest thereon shall be special obligations of the City and shall not constitute an indebtedness of the City within any constitutional or statutory limitation. The pledge of Revenues securing the Bonds shall initially be subordinate to the pledge of Revenues securing the 1989 Bonds. However, at such time as (i) the moneys on deposit in the Debt Service Reserve (as defined in Section 15 hereof) with respect to the Bonds shall be equal to or exceed the Required Level (as defined in Section 15 hereof) and (ii) there shall be obtained from an independent certified public accountant not in the regular employ of the City the certificate described in Section 18 of the 1989 Ordinance with respect to the Net Revenues of the System, the Bonds shall be deemed to be secured on a parity basis with the 1989 Bonds. The issuance of the Bonds shall not directly, indirectly or contingently obligate the City to levy or pledge any taxes whatsoever or to make any appropriation for the payment of the Bonds, except as described herein with respect to Revenues. The City may, but shall not be required to, expend moneys derived from sources other than the Revenues for debt service on the Bonds, System operating and maintenance expenses, and System insurance premiums. The Bonds shall be subject to redemption prior to maturity in accordance with the provisions pertaining thereto appearing in the form of Bond hereinafter set forth in Section 7 of this Ordinance. R59013BB.WPS 030293 The Bonds shall be payable, with respect to principal, premium, if any, and interest, in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. Section 7. The Bonds and the Trustee's Certificate of Authentication shall be in substantially the following form, and the Mayor and City Clerk are hereby expressly authorized and directed to make all recitals contained therein: (Form of Bond) REGISTERED REGISTERED No. R UNITED STATES OF AMERICA STATE OF ARKANSAS COUNTY OF CRAWFORD CITY OF VAN BUREN WATER AND SEWER REVENUE BOND, SERIES 1993 Interest Rate: 6 Maturity Date: Dated Date: Registered Owner: Principal Amount: Dollars CUSIP No. KNOW ALL MEN BY THESE PRESENTS: That the City of Van Buren, Arkansas (the "City a city of the first class, duly created under the laws of the State of Arkansas, for value received, hereby promises to pay, but solely from the source as hereinafter provided and not otherwise, to the Registered Owner shown above, or registered assigns, upon the presentation and surrender hereof at the principal corporate office of Citizens Bank Trust Company, Van Buren, Arkansas, or its successor or successors, as paying agent (herein referred to as the "Paying Agent on the Maturity Date shown above (unless this bond shall have been called for prior redemption, in which case the redemption date), the Principal Amount shown above, in such coin or currency of the United States of America as at the time of payment shall be legal tender for the payment of public and private debts and to pay by check or draft interest thereon, but solely from the source as hereinafter provided and not otherwise, in like coin or currency from the Dated Date shown above at the Interest Rate per annum shown above, payable October 1, 1993, and semiannually thereafter on the 1st days of April and October of each year, until -8- ASS011139.WPS 0]089) payment of such Principal Amount or, if this bond or a portion thereof shall be duly called for redemption, until the date fixed for redemption, and to pay interest on overdue principal and interest (to the extent legally enforceable) at the rate borne by this bond. Payment of each installment of interest shall be made to the person in whose name this bond is registered on the registration books of the City maintained by the First National Bank of Crawford County, Van Buren, Arkansas, or its successor or successors, as trustee and registrar (herein referred to as the "Trustee at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date (the "Record Date irrespective of any transfer or exchange of this bond subsequent to such Record Date and prior to such interest payment date. This bond is one of an issue of City of Van Buren, Arkansas Water and Sewer Revenue Bonds, Series 1993, aggregating One Million Nine Hundred Thousand Dollars ($1,900,000) in principal amount (the "Bonds and is issued for the purpose of financing the costs of acquiring, constructing and equipping an expansion (the "Improvements to the City's water and sewer system (the "System and to pay costs of issuance of the Bonds. The Bonds are issued pursuant to and in full compliance with the Constitution and laws of the State of Arkansas, including particularly Amendment 65 to the Constitution of Arkansas, Acts 131 and 132 of the Acts of the General Assembly of the State of Arkansas for the year 1933, as amended, and Act No. 305 of the Acts of the General Assembly of the State of Arkansas for the year 1967, as amended, and pursuant to Ordinance No. duly adopted by the City Council on March 15, 1993 (the "Bond Ordinance and do not constitute an indebtedness of the City within any constitutional or statutory limitation. The Bonds are not general obligations of the City, but are special obligations payable solely from the revenues derived from the operation of the System. Pursuant to Act 131 and Act 132, the Bonds are also secured by a statutory lien on the System. An amount of System revenues sufficient to pay the principal of and interest on the Bonds has been duly pledged and shall be set aside into the 1993 Water and Sewer Revenue Bond Fund created by the Bond Ordinance. The Bond Ordinance permits the City to incur, under certain circumstances, additional bonds and indebtedness which may be on a parity of security with the Bonds. The pledge of System revenues securing the Bonds shall initially be subordinate to the pledge of System revenues securing the City's Water and Sewer Revenue Refunding and Construction Bonds, Series 1989, dated September 1, 1989, issued in the original principal amount of $3,070,000 (the "1989 Bonds issued under and secured by the provisions of Ordinance No. 18 -1989 (the "1989 Ordinance of the City, adopted and approved on August 21, 1989. However, at such time as (i) the moneys on deposit in the Debt -9- RSS01713B.WRS 070893 Service Reserve (as hereinafter defined) with respect to the Bonds shall be equal to or exceed the Required Level (as defined in the Bond Ordinance) and (ii) there shall be obtained from an independent certified public accountant not in the regular employ of the City the certificate described in Section 18 of the 1989 Ordinance with respect to the Net Revenues of the System, the Bonds shall be deemed to be secured on a parity basis with the 1989 Bonds. The City has fixed and has covenanted and agreed to maintain rates for the services of the System which shall be sufficient, together with other available moneys, at all times to provide for the proper and reasonable expenses of operation and maintenance of the System and for the payment of the principal of and interest on all bonds to which System revenues are pledged, including Trustee's and Paying Agent's fees, if any, as the same become due and payable, to establish and maintain required debt service reserves and to make deposits required for the depreciation of the System. THE CITY HAS DESIGNATED THIS BOND AS A "QUALIFIED TAX- EXEMPT OBLIGATION" WITHIN THE MEANING OF SECTION 265(b) (3) OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED. The Bonds are not general obligations of the City, but are special obligations payable solely from revenues derived from the operation of the System (the "Revenues An amount of Revenues sufficient to pay the principal of and interest on the Bonds has been duly pledged and shall be set aside (after provisions being made from such Revenues for payment of the 1989 Bonds, if required pursuant to the provisions of the Bond Ordinance) in a special fund for that purpose identified as the 1993 Water and Sewer Revenue Bond Fund. Reference is made to the Bond Ordinance for a detailed statement of the nature and extent of security, the rights and obligations of the City, the Trustee and the registered owners of the Bonds, the terms and conditions upon which the Bonds are issued and the terms and conditions upon which additional bonds may be issued on a parity of security with the Bonds. In the Bond Ordinance, the City covenants to maintain rates for System services sufficient to produce net revenues annually of at least one hundred thirty percent (130 of the amount required to provide for the payment of aggregate average annual principal and interest requirements on all System debt payable from Revenues. The Bonds are further secured by amounts to be maintained in the Debt Service Reserve (the "Debt Service Reserve in the 1993 Water and Sewer Revenue Bond Fund. Moneys in the Debt Service Reserve may be used only for the payment of principal of and interest on the Bonds in the event moneys paid into the 1993 Water and Sewer Revenue Bond Fund are insufficient for such purposes, or to pay the final principal maturity of the Bonds. 1 0 0 3 0 8 9 3 The Bonds shall be subject to extraordinary and optional redemption as follows: 1. The Bonds or portions thereof shall be redeemed from Bond proceeds remaining in the Improvements Fund (hereinafter defined) not needed for the purposes intended, in whole or in part, on any interest payment date, but in no event later than April 1, 1996, in inverse order of maturity (and by lot within a maturity in such manner as the Trustee shall determine), at a price equal to the principal amount being redeemed plus accrued interest to the redemption date. 2. The Bonds or portions thereof may be redeemed at the option of the City, in whole or in part, from funds from any source, in inverse order of maturity (and by lot within a maturity in such manner as the Trustee shall determine) on any interest payment date on and after April 1, 2000, at a redemption price equal to the principal amount thereof plus accrued interest to the redemption date. In case any outstanding Bond is in a denomination greater than $5,000, each $5,000 of face value of such Bond shall be treated as a separate bond of the denomination of $5,000. Notice of redemption identifying the Bonds or portions thereof (which shall be $5,000 or a multiple thereof) to be redeemed shall be given by the Trustee, not less than thirty (30) nor more than sixty (60) days prior to the date fixed for redemption, by mailing a copy of the redemption notice by first class mail, postage prepaid, to all registered owners of Bonds to be redeemed. Failure to mail an appropriate notice or any such notice to one or more registered owners of Bonds to be redeemed shall not affect the validity of the proceedings for redemption of other Bonds as to which notice of redemption is duly given in proper and timely fashion. All such Bonds or portions thereof thus called for redemption and for the retirement of which funds are duly provided in accordance with the Bond Ordinance prior to the date fixed for redemption will cease to bear interest on such redemption date. This bond is transferable by the registered owner hereof in person or by his attorney -in -fact duly authorized in writing at the principal corporate office of the Trustee, but only in the manner, subject to the limitations and upon payment of the charges provided in the Bond Ordinance, and upon surrender and cancellation of this bond. Upon such transfer, a new fully registered bond or bonds of the same maturity, of authorized denomination or denominations, and for the same aggregate principal amount, will be issued to the transferee in exchange therefor. This bond shall be deemed a negotiable instrument under the laws of the State of Arkansas, and is issued with the intent that the laws of the State of Arkansas shall govern its construction. -11- RS001700.WPS 030893 The City, the Trustee and the Paying Agent may deem and treat the registered owner hereof as the absolute owner hereof for the purpose of receiving payment of or on account of principal hereof and premium, if any, hereon and interest due hereon and for all other purposes, and neither the City, the Trustee nor the Paying Agent shall be affected by any notice to the contrary. The Bonds are issuable only as fully registered bonds in the denomination of $5,000, and any integral multiple thereof. Subject to the limitations and upon payment of the charges provided in the Bond Ordinance, fully registered bonds may be exchanged for a like aggregate principal amount of fully registered bonds of the same maturity of other authorized denominations. IT IS HEREBY CERTIFIED, RECITED AND DECLARED that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the Bonds do exist, have happened and have been performed in due time, form and manner as required by law; that the indebtedness represented by the Bonds, together with all obligations of the City, does not exceed any constitutional or statutory limitation; and that the above referred to revenues pledged to the payment of the principal of and premium, if any, and interest on the Bonds as the same become due and payable will be sufficient in amount for that purpose. This bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Bond Ordinance until the Certificate of Authentication hereon shall have been signed by the Trustee. IN WITNESS WHEREOF, the City of Van Buren, Arkansas has caused this bond to be executed by its Mayor and City Clerk, their manual or facsimile signatures thereunto duly authorized and its corporate seal to be impressed, lithographed or imprinted on this bond, all as of the Dated Date shown above. CITY OF VAN BUREN, ARKANSAS By: (manual or facsimile signature) Mayor ATTEST: (manual or facsimile signature) City Clerk [S E A L] -12- RSSO1]BH. WPS 030693 (Form of Trustee's Certificate) TRUSTEE'S CERTIFICATE OF AUTHENTICATION This bond is one of the Bonds designated Series 1993 in and issued under the provisions of the within mentioned Bond Ordinance. FIRST NATIONAL BANK OF CRAWFORD COUNTY, Van Buren, Arkansas, Trustee BY: Authorized Signature (Form of Assignment) ASSIGNMENT FOR VALUE RECEIVED, "Transferor hereby sells, assigns and transfers unto the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to transfer the within bond on the books for registration thereof with full power of substitution in the premises. DATE: Transferor GUARANTEED BY: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a cortuuercial bank or a trust company. -13- RSSOL3B9 _was 03D09) 0 Section 8. The City covenants and agrees that: (a) The rates charged for System services heretofore fixed by ordinances of the City "System Rates and the conditions, rights and obligations pertaining thereto, as set out in those ordinances, are hereby ratified, confirmed and continued; (b) System Rates shall never be reduced while any of the Bonds are outstanding unless there is obtained from an independent certified public accountant not in the regular employ of the City a certificate that the net revenues of the System (the "Net Revenues [Net Revenues being defined as gross revenues of the System less the expenses of operation and maintenance of the System, including all expense items properly attributable to the operation and maintenance of the System under generally accepted accounting principles applicable to municipal water and sewer systems (excluding depreciation, interest and amortization expenses)), with the reduced rates, will always be equal to the amount required to be set aside in the Depreciation Fund (hereinafter identified), and leave a balance equal to at least 130t of the aggregate average annual principal and interest requirements on all outstanding bonds payable from Revenues "System Bonds provided, however, such balance shall be sufficient to pay principal and interest on all System Bonds to pay any trustee, paying agent or registrar fees and to make required deposits into any debt service reserve fund or account during the current and next ensuing fiscal year. The gross revenues of' the System shall include all fees, tolls, rates, rentals and charges levied and collected in connection with, and all other income and receipts of whatever kind or character derived by the City from the operation of the System; (c) System Rates shall, if and when necessary, from time to time, be increased in such manner as will produce Net Revenues at least equal to the amount required to be set aside in the Depreciation Fund (hereinafter identified), and leave a balance equal to 130'& of the aggregate average annual principal and interest requirements on all System Bonds; provided, however, such balance shall be sufficient to pay principal and interest on all System Bonds, to pay any trustee, paying agent or registrar fees and to make required deposits into any debt service reserve fund or account during the current and next ensuing fiscal year. Section 9. None of the facilities or services afforded by the System shall be furnished without a charge being made therefor. In the event that the City or any department, agency or instrumentality thereof shall avail itself of the facilities and services afforded by the System, the reasonable value of the services or facilities so afforded shall be charged against the City or such department, agency or instrumentality and shall be paid for as the charges therefor accrue. The revenues so received shall be deemed to be Revenues and shall be used and accounted for -24- RSS013BB.WP5 030893 in the same manner as any other Revenues. Nothing herein shall be construed as requiring the City or any department, agency or instrumentality thereof to avail itself of the facilities or services afforded by the System. Section 10. The Treasurer of the City shall be custodian of the Revenues. However, Revenues shall be collected, held and disbursed by the Commission on behalf of the Treasurer. Each employee of the City handling Revenues shall give bond for the faithful discharge of his or her duties. Such bonds shall be approved by the City Council. All Revenues shall be held in trust for the registered owners of the Bonds and shall at all times be accounted for separately and distinctly from other moneys of the City. All Revenues shall be used and applied only as provided herein. All Revenues shall be deposited in such depository or depositories for the City as may be lawfully designated from time to time by resolution of the City or the Commission; subject, however, to the giving of security as now or as hereafter may be required by law and provided that such depository or depositories shall hold membership in the Federal Deposit Insurance Corporation "FDIC All deposits shall be in the name of the City and shall be so designated as to indicate the particular fund to which the Revenues belong. The City or the Commission shall notify the Trustee in writing of the initial depositories for each fund into which Revenues have been deposited and any change in depositories. Section 11. The City covenants that it will continuously operate the System as a revenue producing undertaking and will not sell or lease the same, or any substantial portion thereof; provided, however, that nothing herein shall be construed to prohibit the City from making such dispositions of properties of the System and such replacements and substitutions for properties of the System as shall be necessary or incidental to the efficient operation of the System as a revenue producing undertaking; and provided further, however, that all revenues derived from such dispositions shall be deposited into the Water and Sewer Fund (hereinafter identified). Section 12. That there shall be paid monthly into a special fund created by Ordinance No. 31 -1978 of the City, adopted and approved on August 31, 1978 (the "1978 Ordinance and designated as the "Water and Sewer Fund" (the "Water and Sewer Fund all Revenues. Moneys in the Water and Sewer Fund are hereby pledged and shall be applied to the payment of the reasonable and necessary expenses of operation and maintenance of the System, to the payment of the principal of and interest on System Bonds, to the maintenance of the debt service reserves for System Bonds at required levels, to the providing of an adequate Depreciation Fund (hereinafter identified), and otherwise as described herein. -15- RSS01713B. WP5 070893 Section 13. That there shall be paid from the Water and Sewer Fund into a special fund created by the 1978 Ordinance and designated as the "Water and Sewer Operation and Maintenance Fund" (the "Operation and Maintenance Fund on the first business day of each month, an amount sufficient to pay the reasonable and necessary monthly expenses of operation, repair and maintenance of the System "operation expenses for such month and from which disbursements shall be made only for those purposes. Fixed annual charges, such as insurance premiums and the cost of major repair and maintenance expenses, may be computed and set up on an annual basis and one twelfth (1/12) of the amount thereof may be paid into the Operation and Maintenance Fund each month. If in any month for any reason there shall be a failure to transfer and pay the required amount into the Operation and Maintenance Fund, the amount of any deficiency shall be added to the amount otherwise required to be transferred and paid into the Operation and Maintenance Fund in the next succeeding month. If in any fiscal year a surplus shall be accumulated in the Operation and Maintenance Fund over and above the amount which shall be necessary to defray the reasonable and necessary operation expenses during the remainder of the then current fiscal year and the next ensuing fiscal year, such surplus may be transferred and deposited into the Water and Sewer Fund. Section 14. So long as any 1989 Bonds are outstanding, after making the required payments into the Operation and Maintenance Fund, there shall be set aside from the Water and Sewer Fund moneys for the payment of the principal of and interest on the 1989 Bonds by the transfer of Revenues therefrom into the fund designated for such purposes in the 1989 Ordinance (the "1989 Bond Fund in the manner set forth in the 1989 Ordinance. Section 15. After making the required deposits into the Operation and Maintenance Fund and the 1989 Bond Fund, there shall be transferred from the Water and Sewer Fund into a special fund to be established with the Trustee in the name of the City which is hereby created and designated the "1993 Water and Sewer Revenue Bond Fund" (the "Bond Fund (i) on the first business day of each month, commencing May 3, 1993, until all outstanding Bonds, with interest thereon, have been paid in full or provision made for such payment, a sum equal to 1/6 of the next installment of interest due on the Bonds (except that with respect to the payments to be made on the first business day of each month prior to October 1, 1993, the sum deposited shall be equal to 1/5 of the next installment of interest due on the Bonds, less the amount of accrued interest deposited in the Bond Fund upon the sale of the Bonds) and (ii) on the first business day of each month, commencing May 3, 1993, until all outstanding Bonds, with interest thereon, have been paid in full or provision made for such payment, a sum equal to 1/12 of the next installment of principal on the Bonds (except that with -16- RSS013BB. WPS 03009) respect to the payments to be made on the first business day of each month prior to April 1, 1994, the sum deposited shall be equal to 1 /11 of the next installment of principal due on the Bonds). Notwithstanding the preceding paragraph, at such time as (i) the moneys on deposit in the Debt Service Reserve (as defined below) with respect to the Bonds shall be equal to or exceed the Required Level (as defined below) and (ii) there shall be obtained from an independent certified public accountant not in the regular employ of the City the certificate described in Section 18 of the 1989 Ordinance with respect to the Net Revenues of the System, the Bonds shall be deemed to be secured on a parity basis with the 1989 Bonds and the deposits to the Bond Fund required to be made pursuant to this Section 15 shall be made at the same time and with the same priority as the deposits to the 1989 Bond Fund required by Section 14 hereof. The City shall also pay into the Bond Fund such additional sums as necessary to provide for the Trustee's and Paying Agent's fees and expenses. The City shall receive a credit against monthly deposits into the Bond Fund for all interest earnings on moneys in the Bond Fund and for transfers into the Bond Fund derived from earnings on the Debt Service Reserve (as defined below) during the preceding month. If Revenues are insufficient to make the required payments on the first business day of the following month into the Bond Fund, then the amount of any such deficiency in the payment made shall be added to the amount otherwise required to be paid into the Bond Fund on the first business day of the next month. There is hereby created as a part of the Bond Fund, a Debt Service Reserve (the "Debt Service Reserve which shall funded over a period of twenty -four (24) months to an amount equal to (i) the average annual principal and interest requirements on the Bonds and outstanding System Bonds ranking on a parity of security with the Bonds or (ii) 10% of the aggregate proceeds of such Bonds and outstanding System Bonds ranking on a parity of security with the Bonds as originally issued, whichever is lesser (the "Required Level After making the required payments into the Bond Fund as provided above, there shall be deposited to the Debt Service Reserve a sum equal to 1/24 of the Required Level until such time as the amount on deposit in the Debt Service Reserve shall be equal to the Required Level. Once the Required Level has been initially reached in the Debt Service Reserve, should the Debt Service Reserve become impaired or be reduced below the Required Level, the deficiency shall be cured by making additional monthly payments equal to at least 1/12 of the deficiency until the impairment or reduction is corrected. -17- R3S0130B. WP9 030093 If for any reason there shall be a deficiency in the payments made into the Bond Fund so there are not sufficient moneys therein to pay the principal of and interest on the Bonds as the same become due, then any sums held in the Debt Service Reserve shall be used to the extent necessary to pay such principal, interest and Trustee's and Paying Agent's fees, but the Debt Service Reserve shall be reimbursed in the amount of any such payment as described above. The Debt Service Reserve shall be used solely as herein described, but the moneys therein may be invested as set forth below. Any earnings on moneys in the Debt Service Reserve which increase the amount therein above the Required Level shall be deposited into the Bond Fund. If a surplus shall exist in the Bond Fund over and above the amount required for making all principal and interest payments during the next succeeding twelve month period and in excess of the Required Level for the Debt Service Reserve, such surplus shall, at the option of the Commission, either be (1) applied to the payment of the principal of and interest on the Bonds that may be called for redemption prior to maturity on the next available redemption date within such twelve month period, (2) transferred to the Water and Sewer Fund, or (3) transferred to the Rebate Fund (hereinafter identified) in accordance with Section 29(f) hereof. When the moneys held in the Bond Fund, including the Debt Service Reserve with respect thereto, shall be and remain sufficient to pay the principal of and interest on all of the Bonds then outstanding plus Trustee's and Paying Agent's fees, the City shall not be obligated to make any further payments into the Bond Fund. It shall be the duty of the Trustee to withdraw from the Bond Fund on or before the due date of any principal and /or interest on any Bond, at maturity or redemption prior to maturity, an amount equal to the amount of such principal and interest and to transfer such moneys to the Paying Agent for the sole purpose of paying the same, together with the Trustee's and Paying Agent's fees. No withdrawal of funds from the Bond Fund shall be made for any other purpose except as otherwise authorized in this Ordinance. The Bonds shall be specifically secured by a pledge of all Revenues required to be placed into the Bond Fund. This pledge in favor of the Bonds is hereby irrevocably made according to the terms of this Ordinance, and the City and its officers and employees shall execute, perform and carry out the terms thereof in strict conformity with the provisions of this Ordinance. Section 16. After making the monthly deposits into the Operation and Maintenance Fund, the 1989 Bond Fund and the Bond Fund, there shall be paid from the Water and Sewer Fund into a fund created by the 1978 Ordinance and designated "Water and Sewer -18- RSSOI38e. WPS 0301393 Depreciation Fund" (the "Depreciation Fund on the first business day of each month, 5% of the gross revenues of the System for the preceding month. Moneys in the Depreciation Fund shall be used solely for the purpose of paying the cost of replacements made necessary by depreciation of the System. If in any fiscal year a surplus shall be accumulated in the Depreciation Fund over and above the amount necessary to defray the cost of the probable replacements during the next twelve months, such surplus may be transferred and paid into the Water and Sewer Fund. Section 17. Payments from the Water and Sewer Fund, the Operation and Maintenance Fund and the Depreciation Fund shall be made by check signed by the person or persons designated by the Commission and drawn on the depository with which the moneys in the fund shall have been deposited, and each such check shall briefly specify the purpose of the expenditure. Section 18. Any surplus in the Water and Sewer Fund immediately after making all disbursements and providing for all funds described above, and before additional deposits of gross revenues, may be used, at the option of the Commission, for any lawful municipal purpose authorized by the City. Section 19. So long as any of the Bonds are outstanding, the City shall not issue or attempt to issue any bonds claimed to be entitled to a priority of lien on the Revenues over the lien securing the Bonds. The City reserves the right to issue additional bonds to finance or refinance the cost of constructing any future extensions, betterments or improvements to the System, but the City shall not authorize or issue any such additional bonds ranking on a parity with the outstanding Bonds of this issue unless and until there have been procured and filed with the Trustee a statement by an independent certified public accountant not in the regular employ of the City reciting the opinion, based upon necessary investigation, that the Net Revenues of the System (Net Revenues being gross revenues of the System less the amounts required to pay the costs of operation and maintenance of the System in accordance with generally accepted accounting principles applicable to municipal water and sewer systems, but excluding depreciation, interest and amortization expenses) for the fiscal year immediately preceding the fiscal year in which it is proposed to issue such additional bonds shall equal not less than 140% of the average annual principal and interest requirements on all the then outstanding System Bonds and the additional bonds then proposed to be issued. In making the computation set forth above, additional amounts may be added to the Net Revenues of the completed fiscal year immediately preceding the issuance of the additional bonds, as 0 -19- RSSO13BB.WPS 030897 follows: If, prior to the issuance of the additional bonds and subsequent to the first day of such preceding fiscal year, the City shall have increased its rates or charges imposed for services of the System, there may be added to Net Revenues of such fiscal year the additional Net Revenues which would have been received from the operation of the System during such fiscal year had such increase been in effect throughout such fiscal year, as reflected by a certificate of a duly qualified consulting engineer not in the regular employ of the City and approved by the Trustee. Section 20. The City covenants that the City or the Commission will faithfully and punctually perform all duties with reference to the System required by the Constitution and laws of the State of Arkansas, including the making and collecting of reasonable and sufficient rates lawfully established for services rendered by the System, segregating the revenues of the System and applying them to the respective funds herein created. Section 21. The Bonds shall be subject to redemption prior to maturity in accordance with the terms set out in the bond form contained in Section 7 hereof. The Bonds paid either at or before maturity shall be cancelled and shall not be reissued. Section 22. The City shall cause proper books of accounts and records to be kept (separate from all other records and accounts) in which complete and correct entries shall be made of. all transactions relating to the operation of the System, and such books shall be available for inspection by the registered owners of any of the Bonds at reasonable times and under reasonable circumstances. The City agrees to have these records audited by an independent certified public accountant at least once each year, and a copy of the audit shall be delivered to the Trustee and made available to the registered owners of the Bonds requesting the same in writing. In the event that the City fails or refuses to make the audit, the Trustee, or any registered owner of the Bonds, may have the audit made, and the cost thereof shall be charged against the Operation and Maintenance Fund. The Trustee shall provide monthly to the City and the Commission a statement of all transactions involving the funds held by the Trustee under this Ordinance for the previous month and a statement of all fees and expenses of the Trustee and the Paying Agent to be paid by the City under this Ordinance for such month. Section 23. The City covenants and agrees that it will maintain the System in good condition and operate the same in an efficient manner and at reasonable cost. While any of the Bonds are outstanding, the City agrees that it will insure and at all times keep insured, in the amount of the full insurable value thereof, in a responsible insurance company or companies selected by the Commission and authorized and qualified under the laws of the State of Arkansas to assume the risk thereof, properties of the 20 RSS01300.WPS 030893 System, to the extent that such properties would be covered by insurance by private companies engaged in similar types of businesses against loss or damage thereto from fire, lightening, tornado, winds, riot, strike, civil commotion, malicious damage, explosion, extended coverage and against any other loss or damage from any other causes customarily insured against by private companies engaged in similar types of business. The insurance policies are to be taken with companies approved by the Trustee and are to carry a clause making them payable to the Trustee as its interest may appear, and are either to be placed in the custody of the Trustee or satisfactory evidence of said insurance shall be filed with the Trustee. In the event of loss, the proceeds of such insurance shall be applied solely toward the reconstruction, replacement or repair of the System, and in such event the City will, with reasonable promptness, cause to be commenced and completed the reconstruction, replacement and repair work. If such proceeds are more than sufficient for such purposes, the balance remaining shall be deposited to the credit of the Water and Sewer Fund, and if such proceeds shall be insufficient for such purposes, the deficiency shall be supplied first from moneys in the Depreciation Fund, second from moneys in the Operation and Maintenance Fund and third from surplus moneys in the Water and Sewer Fund. Nothing shall be construed as requiring the City to expend any moneys for operation and maintenance of the System or for premiums on its insurance which are derived from sources other than the operation of the System, but nothing shall be construed as preventing the City from doing so. Section 24. Any Bond shall be deemed to be paid within the meaning of this Ordinance when payment of the principal of and interest on such Bond (whether at maturity or upon redemption as provided herein, or otherwise), either (i) shall have been made or caused to be made in accordance with the terms thereof, or (ii) shall have been provided for by irrevocably depositing with the Trustee, in trust and irrevocably set aside exclusively for such payment (1) cash fully insured by the FDIC sufficient to make such payment and /or (2) non callable direct obligations of (including obligations issued or held in book entry form on the books of) the Department of the Treasury of the United States of America "Investment Securities [provided that such deposit will not affect the tax exempt status of the interest on any of the Bonds or cause any of the Bonds to be classified as "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the "Code maturing as to principal and interest in such amounts and at such times as will provide sufficient moneys to make such payment, and all necessary and proper fees, compensation and expenses of the Trustee and Paying Agent pertaining to the Bonds with respect to which such deposit is made shall have been paid or the payment thereof provided for to the satisfaction of the Trustee. -21- RS901 ]BB. WPS 0]009] On the payment of all the Bonds within the meaning of this Ordinance, the Trustee shall hold in trust, for the benefit of the owners of such Bonds, all such moneys and /or Investment Securities. When all the Bonds shall have been paid within the meaning of this Ordinance, and if the Trustee and Paying Agent have been paid their fees and expenses, the Trustee shall take all appropriate action to cause (i) the pledge and lien of this Ordinance to be discharged and canceled, and (ii) all moneys held by it or the Paying Agent pursuant to this Ordinance and which are not required for the payment of such Bonds to be paid over or delivered to or at the direction of the City. In determining the sufficiency of the deposit of Investment Securities there shall be considered the principal amount of such Investment Securities and interest to be earned thereon until the maturity of such Investment Securities. Section 25. If there be any default in the payment of the principal of or interest on any of the Bonds, or if the City defaults in any Bond Fund requirement or in the performance of any of the other covenants contained in this Ordinance, the Trustee may, and upon the written request of the registered owners of not less than 10'k in principal amount of the then outstanding Bonds, shall, by proper suit, compel the performance of the duties of the officials of the City under the laws of the State of Arkansas. In the case of a default in the payment of the principal of and interest on any of the Bonds, the Trustee may, and upon written request of the registered owners of not less than 10$ in principal amount of the then outstanding Bonds, shall, apply in a proper action to a court of competent jurisdiction for the appointment of receiver to administer the System on behalf of the City and the registered owners of the Bonds with power to charge and collect (or by mandatory injunction or otherwise to cause to be charged and collected) rates sufficient to provide for the payment of the expenses of operation, maintenance and repair and to pay any Bonds and interest outstanding and to apply the revenues in conformity with the laws of the State of Arkansas and with this Ordinance. When all defaults in principal and interest payments have been cured, the custody and operation of the System shall revert to the City. No registered owner of any of the outstanding Bonds shall have any right to institute any suit, action, mandamus or other proceeding in equity or at law for the protection or enforcement of any power or right unless such owner previously shall have given to the Trustee written notice of the default on account of which such suit, action or proceeding is to be taken, and unless the registered owners of not less than ten percent (10%) in principal amount of the Bonds then outstanding shall have made written request of the Trustee after the right to exercise such power or right of action, as the case may be, shall have accrued, and shall h ave afforded the Trustee a reasonable opportunity either to proceed to exercise the powers granted to the Trustee, or to institute such -22- 125501IDB. NPS 030893 action, suit or proceeding in its name, and unless, also, there shall have been offered to the Trustee reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby and the Trustee shall have refused or neglected to comply with such request within a reasonable time. Such notification, request and offer of indemnity are, at the option of the Trustee, conditions precedent to the execution of any remedy. No one or more registered owners of the bonds shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Ordinance, or to enforce any right hereunder except in the manner herein described. All proceedings at law or in equity shall be instituted, had and maintained in the manner herein described and for the benefit of all registered owners of the outstanding Bonds. No remedy conferred upon or reserved to the Trustee or to the registered owners of the Bonds is intended to be exclusive of any other remedy or remedies, and every such remedy shall be cumulative and shall be in addition to every other remedy given under this Ordinance or by law. The Trustee may, and upon the written request of the registered owners of not less than fifty percent (50 in principal mount of the Bonds then outstanding, shall, waive any default which shall have been remedied before the entry of final judgment or decree in any suit, action or proceeding instituted under- the provisions of this Ordinance or before the completion of the enforcement of any other remedy, but no such waiver shall extend to or affect any other existing or any subsequent default or defaults or impair any rights or remedies consequent thereon. All rights of action under this Ordinance or under any of the Bonds secured hereby, enforceable by the Trustee, may be enforced by it without the possession of any of the Bonds, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all the registered owners of such Bonds, subject to the provisions of this Ordinance. No delay or omission of the Trustee or of any registered owners of the Bonds to exercise any right or power accrued upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein; and every power and remedy given by this Ordinance to the Trustee and to the registered owners of the Bonds, respectively, may be exercised from time to time and as often as may be deemed expedient. In any proceeding to enforce the provisions of this Ordinance, the Trustee or any plaintiff bondholder shall be entitled to recover from the City all costs of such proceeding, including reasonable attorneys' fees. -23- RS901300. WPS 03089] Section 26. (a) The terms of this Ordinance shall constitute a binding contract between the City and the registered owners of the Bonds and no variation or change in the undertaking herein set forth shall be made while any of the Bonds are outstanding, except as hereinafter set forth in subsections (b) and (c), and the owner of any Bonds may at any time for and on his own behalf or for and on behalf of all bondholders enforce the obligations of the City by a proper suit for that purpose. (b) The Trustee may consent to any variation or change in this Ordinance to cure any ambiguity, defect or omission in this Ordinance or any amendment hereto without the consent of the owners of the outstanding Bonds. (c) The owners of not less than seventy -five percent (75%) in aggregate principal amount of the Bonds then outstanding shall have the right, from time to time, anything contained in this Ordinance to the contrary notwithstanding, to consent to and approve the adoption by the City of such ordinance or ordinances supplemental hereto as shall be necessary or desirable for the purpose of modifying, altering, amending, adding to or rescinding, in any particular, any of the terms or provisions contained in this Ordinance or in any supplemental ordinance; provided, however, that nothing contained in this Section 26 shall permit or be construed as permitting (a) an extension of the maturity of the principal of or the interest on any Bond issued hereunder, or (b) a reduction in the principal amount of any Bond or the rate of interest thereon, or (c) the creation of a lien or pledge superior to the lien and pledge created by this Ordinance, or (d) a privilege or priority of any Bond or Bonds over any other Bond or Bonds, or (e) a reduction in the aggregate principal amount of the Bonds required for consent to such supplemental ordinance. Section 27. (a) Moneys held for the credit of the Bond Fund shall be continuously invested and reinvested pursuant to the direction of the Commission in Permitted Investments (as hereinafter defined), all of which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the date or dates when the moneys will be required for payment of the principal of and interest on the Bonds when due. (b) Moneys held for the credit of the Debt Service Reserve in the Bond Fund shall be invested and reinvested at the direction of the Commission in Permitted Investments, all of which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than (i) ten (10) years after the date of investment or (ii) the maturity date of the Bonds, whichever is earlier. -24- RS901300.WP5 030093 (c) Moneys held for the credit of any other fund, excluding the Rebate Fund, shall be continuously invested and reinvested pursuant to the direction of the Commission in Permitted Investments, or other investments as may, from time to time, be permitted by law, which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the date or dates when the moneys held for the credit of the particular fund will be required for purposes intended. (d) Obligations so purchased as an investment of moneys in any fund shall be deemed at all times to be a part of such fund and the interest accruing thereon and any profit or loss realized from such investments shall be credited or charged to such fund, except that interest earnings and profits on investments of moneys in the Debt Service Reserve which increases the amount thereof above the Required Level shall, to the extend of any such excess, be transferred from time to time by the Trustee into the Bond Fund or, at the option of the Commission, shall be transferred to the Rebate Fund. (e) Moneys so invested in Government Securities (hereinafter defined) or in certificates of deposit of banks to the extent insured by the FDIC need not be secured by the Trustee or the depository bank or banks. (f) All investments and deposits shall have a par value (or market value when less than par), exclusive of accrued interest, at all times at least equal to the amount of money credited to such bonds. (g) Investments of moneys in all funds shall be valued in terms of current market value as of the first day of each year, except that direct obligations of the United States (State and Local Government Series) in book -entry form shall be continuously valued at par or face principal amount. (h) "Permitted Investments" are defined as direct or fully guaranteed obligations of the United States of America "Government Securities or certificates of deposit or time deposits of banks, including the Trustee, to the extent insured by the FDIC or in excess of insurance coverage, collateralized with Government Securities. (i) All investments and reinvestments made under this Section 27 shall be subject to the provisions of Section 148 of the Code pertaining to "arbitrage bonds" and Section 29 of this Ordinance. `25 R55011BB. NPS 030893 Section 28. When the Bonds have been executed, they shall be authenticated by the Trustee, and the Trustee shall deliver the Bonds to the Purchasers upon payment in cash of the purchase price of 100% of the principal amount thereof plus accrued interest "total sale proceeds The total sale proceeds shall be distributed as follows: (a) There shall be deposited into the Bond Fund the amount of accrued interest paid by the Purchasers; (b) There shall be paid all costs associated with the issuance of the Bonds as specified by written instructions of the City; and (c) The remainder of total sale proceeds shall be deposited in trust into a special account in the name of the City established with a depository selected by the City and designated "Water and Sewer Revenue Bond Improvements Fund, Series 1993" (the "Improvements Fund Bond proceeds deposited to the Improvements Fund may be held by such depository or depositories for the City as may be designated herein or, if not, as may be lawfully designated from time to time; subject, however, to the giving of security as now or as hereafter may be required by law and provided that such depository or depositories shall hold membership in the FDIC. The moneys in the Improvements Fund shall be disbursed solely in payment of the costs of accomplishing the Improvements, paying necessary expenses incidental thereto and paying expenses of issuing the Bonds. When the Improvements have been completed and all required expenses paid and expenditures made from the Improvements Fund for and in connection with the accomplishment of the Improvements and the financing thereof, this fact shall be evidenced by a certificate signed by the Manager of the System and by the consulting engineer with respect to the Improvements, which certificate shall state, among other things, the date of the completion and that all obligations payable from the Improvements Fund have been discharged. A copy of the certificate shall be filed with the Trustee, and upon receipt thereof the Trustee shall transfer any remaining balance to the Bond Fund for the purpose of redeeming the Bonds as set forth in the form of Bond herein. Section 29. (a) The City covenants that it shall not take any action or suffer or permit any action to be taken or conditions to exist which causes or may cause the interest payable on the Bonds to be subject to federal income taxation. Without limiting the generality of the foregoing, the City covenants that the proceeds -26- RSS013BB.WPS 070893 0 of the sale of the Bonds and the Revenues will not be used directly or indirectly in such manner as to cause the Bonds to be treated as "arbitrage bonds" within the meaning of Section 148 of the Code. (b) The City shall assure that (1) not in excess of ten percent (10 of the Net Proceeds of the Bonds is used for Private Business Use if, in addition, the payment of more than ten percent (10 of the principal or ten percent (10 of the interest due on the Bonds during the term thereof is, under the terms of the Bonds or any underlying arrangement, directly or indirectly secured by any interest in property used or to be used for a Private Business Use or in payments in respect of property used or to be used for a Private Business Use or is to be derived from payments, whether or not to the City, in respect of property or borrowed moneys used or to be used for a Private Business Use; and (2) that, in the event that both (A) in excess of five percent (5 of the Net Proceeds of the Bonds are used for a Private Business Use, and (B) an amount in excess of five percent (5 of the principal or five percent (5 of the interest due on the Bonds during the term thereof is, under the terms of the Bonds or any underlying arrangement, directly or indirectly, secured by any interest in property used or to be used for said Private Business Use or in payments in respect of property used or to be used for said Private Business Use or is to be derived from payments, whether or not to the City, in respect of property or borrowed money used or to be used for said Private Business Use, then said excess over said five percent (5 of Proceeds of the Bonds used for a Private Business Use shall be used for a Private Business Use related to the governmental use of the Improvements. The City shall assure that not in excess of five percent (5 of the Net Proceeds of the Bonds are used, directly or indirectly, to make or finance a loan to persons other than state or local governmental units. As used in -this subsection (b), the following terms shall have the following meanings: "Net Proceeds" means the face amount of the Bonds, plus accrued interest and premium, if any, less original issue discount, if any, less the amount deposited into the Debt Service Reserve. "Private Business Use" means use directly or indirectly in a trade or business carried on by a natural person or in any activity carried on by a person other than a natural person, excluding, however, use by a state or local government unit and use as a member of the general public. (c) The Bonds are hereby designated as "qualified tax exempt obligations" within the meaning of the Code. The City represents and covenants that the aggregate principal amount of its qualified -27- R55"1399.WPS 03089] tax exempt obligations (excluding "private activity bonds" within the meaning of Section 141 of the Code which are not "qualified 501(c) (3) bonds" within the meaning of Section 145 of the Code), including those of its subordinate entities, issued in calendar year 1993 will not exceed $10,000,000. The City further covenants and represents that (i) the aggregate principal amount of its tax exempt obligations (not including "private activity bonds" within the meaning of Section 141 of the Code), including those of its subordinate entities, issued in calendar year 1993 will not exceed $5,000,000, and (ii) at least 95% of the proceeds of the Bonds will be expended for the governmental activities of the City. (d) The City covenants that it will take no action which would cause the Bonds to be "federally guaranteed" within the meaning of Section 149(b) of the Code; specifically, (A) the payment of any portion of principal or interest with respect to the Bonds will not be guaranteed (directly or indirectly) by the United States or any agency or instrumentality thereof, and (B) not more than 5% of the proceeds of the Bonds (exclusive of proceeds invested for an initial temporary period until needed for the purpose for which the Bonds were issued and proceeds deposited into the Bond Fund) will be invested (directly or indirectly) in federally insured deposits or accounts. Nothing in this Section 29 shall prohibit investments in bonds issued by the United States Treasury. (e) The City covenants that it will submit to the Secretary of the Treasury of the United States, not later than the 15th day of the second calendar month after the close of the calendar quarter in which the Bonds are issued, a statement required by Section 149(e) of the Code. (f) The City recognizes that the exclusion of the interest paid on the Bonds from gross income for purposes of federal income taxation is dependent upon compliance with the provisions of the Code. The City shall, unless and until the City delivers to the Trustee a written opinion of nationally recognized bond counsel as described in the last paragraph of this subsection (f), make the determinations and take the action hereinafter by this subsection (f) required and make such further or different determinations and take such further or different actions as are necessary, in the opinion of such bond counsel, to comply with the requirements of Section 148(f) of the Code and the Treasury Regulations pertaining thereto. The City shall rebate to the United States, not later than thirty (30) days after the end of the five -Bond Year period ending April 1, 1998, and not later than thirty (30) days after the end of each five -Bond Year period thereafter, an amount which ensures that at least ninety percent (90 of the Rebate Amount (as hereinafter defined) at the time of such payment will have been -28- RSS01398.WPS 030893 paid to the United States, and within sixty (60) days after the payment or redemption of all of the principal of the Bonds, an amount sufficient to pay the remaining unpaid balance of the Rebate Amount, all in the manner and as required by Section 148 of the Code and the Treasury regulations pertaining thereto. As used herein, "Rebate Amount" means the amount described in Section 148(f)(2) of the Code, computed in accordance with the provisions of Section 148(f)(2) and the Treasury Regulations pertaining thereto now or hereafter promulgated. The City shall determine the Rebate Amount within thirty (30) days after the close of each five -Bond Year period and upon payment or redemption of all principal of the Bonds, and shall furnish the Trustee upon each determination with a written statement verifying such determination (the "Rebate Certificate The City and the Trustee shall retain copies of each Rebate Certificate and records of such determinations until six years after final payment or redemption of all principal of the Bonds. Upon each such determination, the Trustee shall transfer to the Rebate Fund hereby created (the "Rebate Fund to be held by the Trustee, from the balance in the Debt Service Reserve account in the Bond Fund, the Rebate Amount so determined, and shall separately account for, or cause to be separately accounted for, the earnings from the investment thereof, and such earnings shall become part of the Rebate Amount. In determining the Rebate Amount, the City shall take into account all amounts held under this Ordinance in the Debt Service Reserve account in the Bond Fund. Moneys in the Rebate Fund shall be paid by the Trustee to the United States at such times and in such amounts as are necessary to comply with the provisions of Section 148(f) of the Code and the Treasury Regulations issued thereunder. In addition, upon receipt by the Trustee of a written request certifying that certain amounts in the Rebate Fund are not subject to rebate and an opinion of nationally recognized bond counsel to the effect that failure to rebate such amounts will not cause interest on the Bonds to become includable in gross income of the owners thereof for regular federal income tax purposes under existing laws, regulations, rulings and decisions and any then pending federal legislation, the Trustee shall transfer any such amounts to the credit of the Bond Fund. Moneys in the Rebate Fund shall not be available for transfer to any fund under this Ordinance, except the Bond Fund under the circumstances described in the preceding sentence, and shall be applied solely to meet the City's rebate obligations. In making the computations required to make the deposits and rebates provided for in this Section 29, the City and the Trustee shall comply with the applicable provisions of the arbitrage certificate delivered to the City upon issuance of the Bonds. -29- RSS013B8.WP5 03089) The Trustee shall verify at least annually from the date of delivery of the Bonds that (i) all requirements of this subsection (f) have been met on a continuing basis, (ii) adequate procedures have been established and are being complied with to insure continuing compliance with the requirements of the arbitrage certificate, (iii) if applicable, the proper amounts have been deposited into the Rebate Fund, and (iv) if applicable, the timely payment of all amounts due and owing to the United States Treasury from the Rebate Fund has occurred. Pending payments from the Rebate Fund, the moneys therein shall be invested in Permitted Investments, and any earnings on or income from such investments shall be retained therein. The provisions of this subsection shall remain in full force and effect notwithstanding the defeasance of the Bonds. Notwithstanding the foregoing, in the event the Trustee is furnished with a written opinion of nationally recognized bond counsel to the effect that it is not necessary under either existing law, regulations, rulings and decisions or any then pending federal legislation to pay any portion of earnings on investments held under this Ordinance or otherwise to the United States in order to assure the exclusion from gross income for federal income tax purposes of interest on the Bonds, the requirements set forth in the preceding portion of this subsection (f) (with respect to the portion of such earnings specified in opinion) need not be complied with and shall no longer be effective and all amounts at the time on deposit in the Rebate Fund (to the extent covered by such opinion) shall be transferred as specified in such opinion. Section 30. In the event the office of Mayor, City Clerk, City Treasurer, City Council or Commission shall be abolished, or any two or more of such offices shall be merged or consolidated, or in the event the duties of a particular office shall be transferred to another office or officer, or in the event of a vacancy in any such office by reason of death, resignation, removal from office or otherwise, or in the event any such officer shall become incapable of performing the duties of his office by reason of sickness, absence from the City or otherwise, all powers conferred and all obligations and duties imposed upon such office or officer shall be performed by the office or officer succeeding to the principal functions thereof, or by the office or officer upon whom such powers, obligations and duties shall be imposed by law. Section 31. The Trustee shall only be responsible for the exercise of good faith and reasonable prudence in the execution of its trust. The recitals in this Ordinance and on the face of the Bonds are the recitals of the City and not of the Trustee. The Trustee shall not be required to take any action as Trustee unless it shall have been requested to do so in writing by the owners of -30- RSS0138B. WPS 030293 not less than ten percent (100) in principal amount of the Bonds then outstanding and shall have been offered reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby. The Trustee and the Paying Agent may resign at any time by sixty (60) days notice in writing to the City Clerk and to the registered owners of the Bonds, and the majority in value of the registered owners of the outstanding Bonds at any time, with or without cause, may remove the Trustee or the Paying Agent. In the event of a vacancy in the office of Trustee or Paying Agent, either by resignation or by removal, the majority in value of the registered owners of the outstanding Bonds of this issue may appoint a new Trustee or Paying Agent, as the case may be, such appointment to be evidenced by a written instrument or instruments filed with the City Clerk. If the majority in value of the registered owners of the outstanding Bonds of this issue shall fail to fill a vacancy within forty -five (45) days after the same shall occur, then the City shall forthwith designate a new Trustee or Paying Agent, as the case may be, by a written instrument filed in the office of the City Clerk. The original Trustee and the original Paying Agent and any successor Trustee or Paying Agent shall file a written acceptance and agreement to execute the trusts and duties imposed upon them by this Ordinance, but only upon the terms and conditions set forth in this Ordinance and subject to the provisions of this Ordinance, to all of which the respective owners of the Bonds agree. Such written acceptance shall be filed with the City Clerk and a copy thereof shall be placed in the. transcript. Any successor Trustee or Paying Agent shall have all the powers herein granted to the original Trustee or Paying Agent, as the case may be. The Trustee's or Paying Agent's resignation shall become effective upon the acceptance of the respective trusts or duties by the successor Trustee or Paying Agent. Section 32. Anything herein to the contrary notwithstanding, all rights of any holder of any Bond hereunder to or with respect to any moneys or investments held in any fund hereunder shall terminate at the expiration of five years from the date of maturity of such Bond, whether by scheduled maturity or by call for redemption prior to maturity in accordance with the terms hereof. Section 33. Rose Law Firm, a Professional Association, Little Rock, Arkansas, is hereby appointed to act as Bond Counsel on behalf of the City in connection with the issuance and sale of the Bonds. Section 34. The City Clerk is hereby directed to publish this Ordinance for one insertion in a newspaper published and of general circulation in the City, and to which there shall be attached a Notice of Public Hearing in substantially the form attached to this Ordinance. -31- RS901300. WP5 030093 Section 35. The provisions of this Ordinance are hereby declared to be separable and if any provision shall for any reason be held illegal or invalid, such holding shall not affect the validity of the remainder of the Ordinance. Section 36. This Ordinance shall not create any right of any kind and no right of any kind shall arise hereunder pursuant to it until the Bonds shall be issued and delivered. Section 37. All ordinances and resolutions or parts thereof, in conflict herewith are hereby repealed to the extent of such conflict. Section 38. It is hereby ascertained and declared that the Improvements must be accomplished as soon as possible in order to make the System adequate for the needs of the City and its inhabitants and to insure the continued operation of the System, without which the life, health, safety and welfare thereof are jeopardized, and that the issuance of the Bonds and the taking of the other action authorized by this Ordinance is necessary for the accomplishment thereof. It is, therefore, declared that an emergency exists and this Ordinance being necessary for the immediate preservation of the public peace, health and safety shall take effect and be in force from and after its passage. PASSED: March /S 1993. APPROVED: ATTEST: Mayor 0 7 Ci:y Clerk [S E A L] -32- RSS013BB.WP5 03009]